Cass County property record for 704 Monroe St, Cumberland, IA 50843
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,310 sqft · built 1907 |
| Lot Size | 0.632 acres (27,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 340007694001000 |
| Primary APN | 340007694001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| 1st Floor Area | 762 sqft |
| Attic | Attic |
| Attic Area | 267 sqft |
| Basement Area | 190 sqft |
| Unfinished Basement | 190 sqft |
| Game Room | Game Room |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,520 sqft (0.632 acres) |
| Lot Dimensions | 128 ft deep x 215 ft wide |
| Garage Type | Mixed |
| Garage Area | 974 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 299 sqft |
| Shed | 1 Shed |
| Shed Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 704 MONROE ST |
|---|---|
| City | CUMBERLAND |
| State | IA |
| Zip | 50843-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND ADD W128'LT 5 & W1/2 LTS 4 & 6 SUBD LOT 2 BLK 1 & LOT 10 BLK 5 (EXC S69') |
| Legal Subdivision | CUMBERLAND 2ND ADDITION (CUMBERLAND 702) |
| Legal Block | 1,5 |
| Legal Lot Number | 2,4-6 |
| Jurisdiction | CASS IA |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 190300 |
704 Monroe St is owned and occupied by two individuals who acquired it in April 2024.
Source: Cass County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 MONROE ST, CUMBERLAND, IA 50843-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 2024000590 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 704 Monroe St was $2,362 with a homeowner's exemption.
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Cumberland City |
| Unified School District | CAM Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,362.00 Homeowner's exemption | $164,340 (-) Land $8,940 Building $155,400 | $164,340 (-) Land $8,940 Building $155,400 |
| 2025 | $2,362.00 (+11.52%) Homeowner's exemption | $164,340 Land $8,940 Building $155,400 | $164,340 Land $8,940 Building $155,400 |
| 2024 | $2,118.00 | ||
| 2023 | $119,360 Land $5,390 Building $113,970 | $119,360 Land $5,390 Building $113,970 | |
| 2022 | $843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 Monroe St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND WATER SUPPLY serves 266 people · EPA ID IA1516093 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Western Iowa Wireless.
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