St. Clair County property record for 704 Miller Rd, Riley, MI 48041
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,512 sqft · built 1997 |
| Lot Size | 6.56 acres (285,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $454,700 (Aug 2025) |
| Tax Bill | $5,865 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-29-030-4004-100 |
| Primary APN | 74-29-030-4004-100 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 285,754 sqft (6.56 acres) |
| Lot Depth | 1,354 ft Depth |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 704 MILLER RD |
|---|---|
| City | RILEY |
| State | MI |
| Zip | 48041-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEG S 660.02' FROM W 1/4 COR, TH S 209.08', TH S 89D 52M E 1390.14', TH N 0D 52M 17S W 202.67', TH N 89D 35M 50S W 1387.09' |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 30 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | RILEY |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 658500 |
704 Miller Rd is owned and occupied by two individuals who bought it in August 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9772 CRAWFORD RD, COLUMBUS, MI 48063-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Apr 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 3, 2018 | Loan Modification, Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Apr 15, 2024 · Amount on File |
| Deed Document Number | 202515808 |
| Deed Book / Page | 5843 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 25, 2025 |
| Property Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Document Number | 0005843449 |
| Book / Page | 5843 / 449 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025015808 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Document Number | 2025015285 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025015285 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | GREATER MACOMB TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 34500 LAKEWOOD DR, CHESTERFIELD, MI 48047-2048 |
| Document Number | 0005702657 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 5702/657 |
| Instrument | 2024005688 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | 43456 MOUND RD, STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Document Number | 5421116 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 5421/116 |
| Instrument | 2021026357 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Document Number | 0052560916 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 5256/916 |
| Instrument | 2020025575 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 704 MILLER RD, RILEY, MI 48041-3418 |
| Document Number | 0049160063 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 704 MILLER RD RILEY MI 480413418, RILEY, MI 48041-3418 |
| Document Number | 0049160063 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 004916/000063 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Feb 7, 2043 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 704 Miller Rd was $5,865 with a homeowner's exemption, up 73.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Riley Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,100 (+10.4%) | $432,200 | |
| 2025 | $5,865.00 (+73.37%) Homeowner's exemption | $195,750 | |
| 2024 | $3,383.00 | $391,500 | |
| 2022 | $3,070.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Miller Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Miller Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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