Stanly County property record for 704 Mill St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,216 sqft · built 1915 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Aug 2025) |
| Tax Bill | $627 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 654801052834 |
| Primary APN | 654801052834 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,216 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1552243 |
|---|---|
| Street Address | 704 MILL ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HSE 704 MILL ST 654809062 |
| Legal Subdivision | AMERICAN & EFIRD MILLS INC |
| Legal Lot Number | 16 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 930500 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 704 MILL ST, ALBEMARLE, NC 28001-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | May 17, 2007 · Amount on Record |
| Deed Document Number | 2025480145 |
| Deed Book / Page | 1891 / 930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 15, 2025 |
| Property Address | 704 MILL ST, ALBEMARLE, NC 28001-3832 |
| Document Number | 0000480145 |
| Book / Page | 1891 / 930 |
| Map Reference | MB 1 PG 225 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 480145 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14201 HALF WAY RD, NORWOOD, NC 28128-8566 |
| Name | Verified Name |
|---|---|
| Address | 704 MILL ST, ALBEMARLE, NC 28001-3832 |
| Investor | Possibly a Property Investor |
| Document Number | 0000480146 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 480146 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627.00 | $55,985 (-) Land $9,504 Building $46,481 | $55,985 (-) Land $9,504 Building $46,481 |
| 2025 | $627.00 (+69%) | $55,985 (+83.99%) Land $9,504 Building $46,481 | $55,985 (+83.99%) Land $9,504 Building $46,481 |
| 2023 | $371.00 | $30,429 Land $4,838 Building $25,591 | $30,429 Land $4,838 Building $25,591 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1997–2003) |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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