Cumberland County property record for 704 Mill Bay Dr, Stedman, NC 28391 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,465 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Oct 2017) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0485-86-4904 |
| Primary APN | 0485-86-4904 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,465 sqft Heated Area |
| 1st Floor Area | 1,465 sqft |
| Utility Area | 16 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 141 ft deep x 85 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 243 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 704 MILL BAY DR |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-8453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALLENDALE LO:23 SE:01 PL:0116-0051 |
| Legal Subdivision | ROSEWOOD PARK/ ALLENDALE |
| Legal Lot Number | 23 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 2801 |
Source: Cumberland County records · APN 0485-86-4904
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 MILL BAY DR, STEDMAN, NC 28391-8453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORT BRAGG FCU |
| Oct 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on Record |
| Deed Sale | Oct 20, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2011 · Amount on Record |
| Deed Document Number | 0010189338 |
| Deed Book / Page | 10189 / 338 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 704 MILL BAY DR, STEDMAN, NC 28391-8453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0122940020 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 12294/20 |
| Instrument | 23441 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 704 MILL BAY DR, STEDMAN, NC 28391-8453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0108400844 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 10840/844 |
| Instrument | 28131 |
| Name | FORT BRAGG FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Oct 20, 2017 |
| Property Address | 704 MILL BAY DR, STEDMAN, NC 28391-8453 |
| Document Number | 0101890338 |
| Book / Page | 10189 / 338 |
| Instrument Date | Oct 05, 2017 |
| Instrument | 33278 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 MILL BAY DR, STEDMAN, NC 28391-8453 |
| Document Number | 33279 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 33279 |
| Name | PNC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 (+25.87%) | $200,512 (+29.58%) Land $30,000 Building $170,512 | $200,512 (+29.58%) Land $30,000 Building $170,512 |
| 2024 | $1,836.00 (+2.06%) | $154,736 (-) Land $20,000 Building $134,736 | $154,736 (-) Land $20,000 Building $134,736 |
| 2023 | $1,799.00 (+2.1%) | $154,736 Land $20,000 Building $134,736 | $154,736 Land $20,000 Building $134,736 |
| 2022 | $1,762.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510028012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force 8 of 10 on primary residences |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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