704 Merrifield Rd, Windy Hills (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 704 Merrifield Rd, Windy Hills, KY 40207

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,200 sqft · built 1950
Lot Size0.451 acres (19,663 sqft)
Owner2 Individual Names on File
Last Sale$136,000 (Apr 1992)
Tax Bill$3,761 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN21035500270003

Property Details

APN / Parcel Number

Primary APN21035500270003
Alternative APNs
  • 035500270003
  • 00019922

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,200 sqft Finished Area
Basement Area1,824 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,663 sqft (0.451 acres)
Garage TypeDetached
Garage Area803 sqft
Parking Spaces3 Parking Spaces
Pool Area795 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00019922
Street Address704 MERRIFIELD RD
CityWINDY HILLS
StateKY
Zip40207-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3-RESIDENTIAL SINGLE FAM
Legal DescriptionPT LOT 4 BLK A MERRIFIELD SUB
Legal SubdivisionMERRIFIELD
Legal BlockA
Legal Lot Number4
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4002
Census Tract10001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Taylor, Zachary, National Cemetery
listed 1983 · 1 contributing resources · NRIS 83003733
Individually ListedHerr-Rudy Family Houses
listed 1978 · 16 contributing resources · NRIS 78001354

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

704 Merrifield Rd is owned and occupied by two individuals who bought it in April 1992.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address704 MERRIFIELD RD, LOUISVILLE, KY 40207-2344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 7, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 1992 · Amount on File
Deed SaleApr 3, 1992 · Amount on File
Deed Document Number0006163787
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address704 MERRIFIELD RD, WINDY HILLS, KY 40207-2344
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 MERRIFIELD RD, LOUISVILLE, KY 40207-2344

Mortgage

Document Number0000194827
DateAug 23, 2022
Book PageM 18221/741
Instrument2022194827
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJul 18, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address704 MERRIFIELD RD, WINDY HILLS, KY 40207-2344
Document Number0156620613
Instrument DateAug 7, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 MERRIFIELD RD LOUISVILLE KY 402072344, LOUISVILLE, KY 40207-2344

Mortgage

Document Number0156620613
DateAug 28, 2018
Book Page015662/000613
Instrument203680
Lender
NamePNC BK
TypeBank
AddressLOUISVILLE, KY 40222
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueAug 27, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 704 Merrifield Rd was $3,761 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityWindy Hills City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,761.00 Homeowner's exemption$383,130 Land $79,500 Building $303,630
2024$383,130 (+22.88%) Land $79,500 Building $303,630
2023$3,579.00 (-0.33%)$311,790 (-) Land $63,600 Building $248,190$311,790 (-) Land $63,600 Building $248,190
2022$3,591.00$311,790 Land $63,600 Building $248,190$311,790 Land $63,600 Building $248,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Merrifield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Merrifield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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