704 McCosh St, Hanover, PA 17331 Property Records

York County property record for 704 McCosh St, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,117 sqft · built 1981
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Sep 2019)
Tax Bill	$9,316 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-000-17-0310.00-00000`

Property Details

APN / Parcel Number

Primary APN	`67-000-17-0310.00-00000`
Alternative APNs	`6700001703100000000` `670167401`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	2,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Attached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	829 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 MCCOSH ST
City	HANOVER
State	PA
Zip	17331-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3016
Census Tract	22200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hanover Historic District listed 1997 · 2,640 contributing resources · NRIS 96001552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

704 McCosh St is owned and occupied by an individual who bought it in September 2019.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	704 MCCOSH ST, HANOVER, PA 17331-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 25, 2019	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Aug 6, 2018	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	Apr 21, 1997 · Amount on File
Deed Document Number	201942135
Deed Book / Page	2537 / 3774
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	704 MCCOSH ST, HANOVER, PA 17331-1831
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013507
Date	Mar 8, 2021
Book Page	2635/1237
Instrument	2021013507

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Sep 25, 2019
Property Address	704 MCCOSH ST, HANOVER, PA 17331-1831
Document Number	0000042135
Book / Page	2537 / 3774
Instrument Date	Sep 20, 2019
Instrument	2019042135
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	HOMESALE SETMNT SVCS YORK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	704 MCCOSH ST, HANOVER, PA 17331-1831

Mortgage

Document Number	0000042136
Date	Sep 25, 2019
Instrument	2019042136

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	704 MCCOSH ST, HANOVER, PA 17331-1831
Document Number	0000035939
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MCCOSH ST HANOVER PA 173311831, HANOVER, PA 17331-1831

Mortgage

Document Number	0000035939
Date	Aug 17, 2018
Book Page	002483/006795
Instrument	35939

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 704 McCosh St was $9,316.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	Hanover Borough
Unified School District	Hanover Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,316.00	$250,050 Land $29,480 Building $220,570
2024	$9,084.00	$250,050 Land $29,480 Building $220,570
2006			$250,050 Land $29,480 Building $220,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 McCosh St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Sep 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 McCosh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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