Cleveland County property record for 704 Maynard St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,699 sqft · built 1973 |
| Lot Size | 0.371 acres (16,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2026) |
| Tax Bill | $2,167 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27568 |
| Primary APN | 27568 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,699 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 16,170 sqft (0.371 acres) |
| Lot Dimensions | 147 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Storage Building | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1323549 |
|---|---|
| Street Address | 704 MAYNARD ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #62 PB12-74WESTWOOD HGTS |
| Legal Subdivision | WESTWOOD HGTS |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 951200 |
704 Maynard St is owned and occupied by an individual who bought it in May 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage R M K FINANCIAL CORP |
| Feb 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Feb 15, 2019 · Amount on File |
| Deed Document Number | 2026200128911 |
| Deed Book / Page | 1975 / 1227 |
| Prior Transfer Date | Jan 18, 2018 |
| Prior Transfer Doc | 0017600785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 27, 2026 |
| Property Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0200128911 |
| Book / Page | 1975 / 1227 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026200128911 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0200128912, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026200128912 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0200128913, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 1975/1254 |
| Instrument | 2026200128913 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 5 Months |
| Due | May 27, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 27, 2026 |
| Property Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0019751227 |
| Book / Page | 1975 / 1227 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026200128911 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0200128912, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026200128912 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0200128913, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 1975/1254 |
| Instrument | 2026200128913 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 27, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0017851863 |
| Book / Page | 1785 / 1863 |
| Map Reference | MB 12 PG 74 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 200023085 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 MAYNARD ST, 704, SHELBY, NC 28152-7012 |
| Name | Verified Name |
|---|---|
| Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 200023086 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 200023086 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Number | 0017851865 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 1785/1865 |
| Instrument | 200023086 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91761 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 1, 2018 |
| Property Address | 704 MAYNARD ST, SHELBY, NC 28152-7012 |
| Document Number | 0017600785 |
| Book / Page | 001760 / 000785 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 9742 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 MAYNARD ST SHELBY NC 281527012, SHELBY, NC 28152-7012 |
The 2026 property tax bill for 704 Maynard St was $2,167, up 1.8% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,167.00 (+1.83%) | $213,895 (-) Land $13,090 Building $200,805 | $213,895 (-) Land $13,090 Building $200,805 |
| 2025 | $2,128.00 | $213,895 Land $13,090 Building $200,805 | $213,895 Land $13,090 Building $200,805 |
| 2023 | $144,136 Land $11,220 Building $132,916 | $144,136 Land $11,220 Building $132,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Maynard St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Maynard St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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