704 Main St, Malvern, IA 51551 Property Records

Mills County property record for 704 Main St, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1924
Lot Size	0.237 acres (10,360 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2022)
Tax Bill	$1,534 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088220000000000`

Property Details

APN / Parcel Number

Primary APN	`088220000000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	369 sqft
Game Room	Game Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,360 sqft (0.237 acres)
Lot Dimensions	148 ft deep x 70 ft wide
Porch	Enclosed Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	704 MAIN ST
City	MALVERN
State	IA
Zip	51551-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 70.3' W43.6' LOT 8 N 70.3' S 132' LOT 9 BLK 9 ACADEMY ADD
Legal Block	9
Legal Lot Number	8,9
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4050
Census Tract	40100

Owner

704 Main St is owned and occupied by an individual who bought it in April 2022.

Source: Mills County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	704 MAIN ST, MALVERN, IA 51551-8143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Deed Document Number	2022-1141
Deed Book / Page	2022 / 1141
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Apr 29, 2022
Property Address	704 MAIN ST, MALVERN, IA 51551-8143
Document Number	02022/1141
Book / Page	2022 / 1141
Instrument Date	Apr 11, 2022
Instrument	2022-1141
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 MAIN ST, MALVERN, IA 51551-8143

Mortgage

Document Number	02022/1142
Date	Apr 29, 2022
Book Page	2022/1142
Instrument	2022-1142

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mills County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,824 Land $19,950 Building $94,874	$114,824 Land $19,950 Building $94,874
2024	$1,534.00
2023		$160,458 (+33.89%) Land $7,000 Building $153,458	$160,458 Land $7,000 Building $153,458
2022	$2,238.00 Homeowner's exemption	$119,841 Land $7,000 Building $112,841
2021			$119,841 Land $7,000 Building $112,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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