704 Madison St, Elgin, TX 78621 Property Records

Bastrop County property record for 704 Madison St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,338 sqft · built 1942
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on Record
Last Sale$210,400 (Jun 2020)
Tax Bill$5,135 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR12880

Property Details

APN / Parcel Number

Primary APNR12880
Alternative APN
  • O0207344

Interior

Stories1 Story
Building Area1,338 sqft Living Area
1st Floor Area1,338 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1979
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Garage TypeCarport
Garage Area544 sqft
CarportCarport
Carport Area544 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area284 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address704 MADISON ST
CityELGIN
StateTX
Zip78621-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS7800 - SMITH, J. S. .149
Legal SubdivisionS7800 - SMITH, J. S.
Legal Block1
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group1
Census Block1022
Census Tract950201

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address704 MADISON ST, ELGIN, TX 78621-3404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
TEXAS STATE AFFORDABLE HOUSING CORP
Apr 7, 2022Deed of Trust, Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Jun 29, 2020Vendor's Lien, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleJul 1, 2016
Deed Document Number202010346
Prior Transfer DateJun 26, 2020
Prior Transfer Doc202010346
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address704 MADISON ST, ELGIN, TX 78621-3404
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202010348
DateJun 29, 2020
Instrument202010348
Lender
NameTEXAS STATE AFFORDABLE HOUSING CORP
TypeNon-Lending Institution
AddressAUSTIN, TX 78702
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueJun 26, 2023

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address704 MADISON ST, ELGIN, TX 78621-3404
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202207250
DateApr 7, 2022
Instrument202207250
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78702
Agreement
AmountAmount Recorded
Term14 Months
DueJun 26, 2023

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateJun 29, 2020
Property Address704 MADISON ST, ELGIN, TX 78621-3404
Document Number202010346
Instrument DateJun 26, 2020
Instrument202010346
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyINDEPENDENCE TITLE CO

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address222 HOUSTON ST, 222, ELGIN, TX 78621-3410

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 MADISON ST, ELGIN, TX 78621-3404

Mortgage

Document Number202010347
DateJun 29, 2020
Instrument202010347
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Mortgage

Document Number202010348
DateJun 29, 2020
Instrument202010348
Lender
NameTEXAS STATE AFFORDABLE HOUSING CORP
TypeNon-Lending Institution
AddressAUSTIN, TX 78702
Agreement
AmountAmount Recorded
Term36 Months
DueJun 26, 2023

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
MunicipalityElgin City
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,135.00 (-9.05%) Homeowner's exemption$277,011 (-12.49%) Land $122,864 Building $154,147$277,011 (-12.49%) Land $122,864 Building $154,147
2024$5,646.00
2023Homeowner's exemption$316,543 Land $122,864 Building $193,679$316,543 Land $122,864 Building $193,679
2022$5,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELGIN
serves 13,188 people · EPA ID TX0110002
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

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