704 Madison Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 704 Madison Ave, Albert Lea, MN 56007

Property Summary

Property Type	Duplex
Details	4 bd · 1 ba · 2,262 sqft · built 1890
Lot Size	0.11 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$49,900 (Jun 2017)
Tax Bill	$1,592 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.014.1050`

Property Details

APN / Parcel Number

Primary APN	`34.014.1050`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,262 sqft Total Area
1st Floor Area	1,131 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	551 sqft
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	704 MADISON AVE
City	ALBERT LEA
State	MN
Zip	56007-4625
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RP
Legal Description	RAILROAD ADDITION LOT-1&2 BLOCK-004 LOTS 1 & 2 BLK 4 RAILROAD ADDITION
Legal Subdivision	RAILROAD ADDITION
Legal Block	4
Legal Lot Number	1&2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3007
Census Tract	180900

Owner

Source: Freeborn County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	725 REICHEL CIR NE, STEWARTVILLE, MN 55976-1550
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage MANUFACTURERS BANK & TRUST CO
Dec 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FARMERS & MERCHANTS NATI
Jun 22, 2017	Deed, Transfer
Jun 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	2017V677964
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	704 MADISON AVE, ALBERT LEA, MN 56007-4625
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A528206
Date	Jul 21, 2017
Instrument	A528206

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2037

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	704 MADISON AVE, ALBERT LEA, MN 56007-4625
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A552385
Date	Dec 13, 2021
Instrument	A552385

Lender

Name	FIRST FARMERS & MERCHANTS NATI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 7, 2026

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 22, 2017
Property Address	704 MADISON AVE, ALBERT LEA, MN 56007-4625
Document Number	0CRV677964
Instrument Date	Jun 22, 2017
Instrument	CRV677964
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 3RD AVE SW, 801, WELLS, MN 56097-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6670 LUCIA LN NE APT 12, 12, FRIDLEY, MN 55432-4639

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 22, 2017
Property Address	704 MADISON AVE, ALBERT LEA, MN 56007-4625
Document Number	0CRV677940
Instrument Date	Jun 22, 2017
Instrument	CRV677940
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 310, WELLS, MN 56097-0310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 3RD AVE SW, WELLS, MN 56097-1403

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,592.00	$79,200 (+5.46%) Land $12,700 Building $66,500	$79,200 (+5.46%) Land $12,700 Building $66,500
2025	$1,592.00 (+7.13%)
2023	$1,486.00 (+31.5%)	$75,100 Land $5,500 Building $69,600	$75,100 Land $5,500 Building $69,600
2020	$1,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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