Westmoreland County property record for 704 Locust St, Penn, PA 15675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,900 (May 2017) |
| Tax Bill | $1,275 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2017 Sale & Mortgage |
| APN | 29-01-10-0-075 |
| Primary APN | 29-01-10-0-075 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,800 sqft (0.11 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Street Address | 704 LOCUST ST |
|---|---|
| City | PENN |
| State | PA |
| Zip | 15675-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE LOT 83 PENN PL 40 X 120 |
| Legal Subdivision | PENN GAS COMPANY |
| Legal Lot Number | 83 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 802800 |
704 Locust St is owned and occupied by an individual who bought it in May 2017.
Source: Westmoreland County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 LOCUST ST, PENN, PA 15675-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| May 12, 2017 | Grant Deed, Transfer · FHA Mortgage WELCOME HM FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on File |
| Deed Sale | May 12, 2017 · Amount on File |
| Prior Sale | Aug 31, 2004 · Amount on File |
| Deed Document Number | 201715520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Aug 4, 2026 |
| Property Address | 704 LOCUST ST, PENN, PA 15675-9710 |
| Document Number | 0000021371 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202621371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 704 LOCUST ST, PENN, PA 15675-9710 |
| Document Number | 0000021371, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202621371 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 12, 2017 |
| Property Address | 704 LOCUST ST, PENN, PA 15675-9710 |
| Document Number | 0000015520 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 15520 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | AMERICAN DREAM SETTLEMENT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $779.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 LOCUST ST PENN PA 156759710, PENN, PA 15675-9710 |
| Document Number | 15521 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 15521 |
| Name | WELCOME HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SEVEN FIELDS, PA 16046 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2047 |
The 2026 property tax bill for 704 Locust St was $1,275.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| Municipality | Penn Borough |
| Unified School District | Penn-Trafford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,275.00 | $9,140 Land $600 Building $8,540 | |
| 2025 | $1,275.00 (+2.99%) | $9,140 Land $600 Building $8,540 | |
| 2024 | $1,238.00 | $9,140 Land $600 Building $8,540 | |
| 1972 | $9,140 Land $600 Building $8,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 704 Locust St; there have been 51 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 51 (1979–2026) |
| Claims Outside the SFHA | 7 of 51 |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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