704 Lismore Ln, Springfield, IL 62704 Property Records

Sangamon County property record for 704 Lismore Ln, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.735 acres (32,021 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Apr 2018)
Tax Bill	$30,861 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`14-32.0-179-020`

Property Details

APN / Parcel Number

Primary APN	`14-32.0-179-020`
Alternative APN	`14320179020 (CHECK DIGIT = 0)`

Exterior

Lot Area	32,021 sqft (0.735 acres)

Location & Zoning

Account Number	14320179020
Street Address	704 LISMORE LN
City	SPRINGFIELD
State	IL
Zip	62704-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WATERFORD PLACE (32021.43 SQ FT) 32-16-5
Legal Range	05
Legal Township	16
Legal Section	32
Legal Subdivision	WATERFORD PL
Legal Lot Number	4
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2017
Census Tract	1100

Owner

704 Lismore Ln is owned by an individual who bought it in April 2018.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1445 RESEARCH BLVD, 400, ROCKVILLE, MD 20850-6147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Mar 12, 2019	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Apr 26, 2018	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Nov 2, 2006
Deed Document Number	20188147
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	704 LISMORE LN, SPRINGFIELD, IL 62704-2358
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R36415
Date	Dec 16, 2020
Instrument	2020R36415

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 26, 2030

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	704 LISMORE LN, SPRINGFIELD, IL 62704-2358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R32803
Date	Nov 16, 2020
Instrument	2020R32803

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	704 LISMORE LN, SPRINGFIELD, IL 62704-2358
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04129
Date	Mar 12, 2019
Instrument	2019R04129

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.99%
Index	LIBOR

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 26, 2018
Property Address	704 LISMORE LN, SPRINGFIELD, IL 62704-2358
Document Number	2018R08147
Instrument Date	Apr 19, 2018
Instrument	2018R08147
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1445 RESEARCH BLVD STE 400, 400, ROCKVILLE, MD 20850-6147

Mortgage

Document Number	2018R08148
Date	Apr 26, 2018
Instrument	2018R08148

Lender

Name	SUNTRUST MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 704 Lismore Ln was $30,861.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,861.00	$381,172 Land $77,908 Building $303,264	$1,143,516 Land $233,724 Building $909,792
2022	$27,601.00	$308,026 Land $62,958 Building $245,068	$924,078 Land $188,874 Building $735,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Lismore Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Lismore Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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