704 Laurel Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 704 Laurel Rd, Beaufort, NC 28516

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2018
Lot Size	1.08 acres (47,219 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,031 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`7309.03.14.6619000`

Property Details

APN / Parcel Number

Primary APN	`7309.03.14.6619000`
Alternative APNs	`248727` `68609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	1,788 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,219 sqft (1.08 acres)
Lot Dimensions	215 ft deep x 200 ft wide

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	256 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	68609
Street Address	704 LAUREL RD
City	BEAUFORT
State	NC
Zip	28516-6548
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R15M
Legal Description	LOT LAUREL RD
Legal Block	14
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	1
Census Block	1017
Census Tract	970301

Owner

704 Laurel Rd, a mobile home, is owned and occupied by two individuals who acquired it in April 2026.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 15, 2026	Deed, Transfer · FHA Mortgage NEST HOME LENDING LLC
Dec 1, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) AMERICAN SECURITY MORTGAGE CORP
Dec 5, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 16, 2018	Loan Modification, Mortgage · Conventional Mortgage AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026
Deed Sale	Apr 15, 2026
Prior Sale	Aug 8, 2013 · Amount on File
Deed Document Number	20261883169
Deed Book / Page	1883 / 169
Prior Transfer Date	Nov 29, 2023
Prior Transfer Doc	0018150013
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017220335
Date	May 18, 2021
Book Page	1722/335
Instrument	1722335

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Apr 1, 2046

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 15, 2026
Property Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Document Number	0001883169
Book / Page	1883 / 169
Instrument Date	Apr 9, 2026
Instrument	20261883169
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	KEYLINK NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 LAUREL RD, BEAUFORT, NC 28516-6548

Mortgage

Document Number	0001883170,
Date	Apr 15, 2026
Book Page	1883/170
Instrument	20261883170

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 1, 2023
Property Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Document Number	0018150013
Book / Page	1815 / 13
Instrument Date	Nov 29, 2023
Instrument	1815013
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3171 MERRIMON RD, BEAUFORT, NC 28516-6563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 LAUREL RD, BEAUFORT, NC 28516-6548

Mortgage

Document Number	0001815014
Date	Dec 1, 2023
Instrument	1815014

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015940226
Date	Dec 5, 2017
Book Page	1594/226
Instrument	1594226

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	365 Months
Due	May 1, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARTERET NC
Property Address	704 LAUREL RD, BEAUFORT, NC 28516-6548
Document Number	0016030355
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	704 LAUREL RD BEAUFORT NC 285166548, BEAUFORT, NC 28516-6548

Mortgage

Document Number	0016030355
Date	Mar 26, 2018
Book Page	001603/000355

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 704 Laurel Rd was $1,031.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,469 (-) Land $44,924 Building $251,545	$296,469 (-) Land $44,924 Building $251,545
2025	$1,031.00	$296,469 Land $44,924 Building $251,545	$296,469 Land $44,924 Building $251,545
2023		$119,936 Land $22,626 Building $97,310	$119,936 Land $22,626 Building $97,310
2022	$564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Laurel Rd in Zone X, an area of moderate flood risk, though there have been 149 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	149 (1996–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 34 claims Hurricane Bonnie, Aug 1998 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Laurel Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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