Carroll County property record for 704 Lake Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,800 sqft · built 1975 |
| Lot Size | 0.989 acres (43,080 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,579 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-015629 |
| Primary APN | 03-015629 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,080 sqft (0.989 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Patio Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 015629 |
|---|---|
| Street Address | 704 LAKE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 17 - 43080 SQ FT 704 LAKE DR 13-75 SEC 2 GRAND VALLEY ACS |
| Legal Subdivision | GRAND VALLEY ACRES SEC 02 |
| Legal Lot Number | 17 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 503000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 LAKE DR, WESTMINSTER, MD 21158-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 704 LAKE DR, WESTMINSTER, MD 21158-1427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0108400354 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 10840/354 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,579.00 (+4.83%) Homeowner's exemption | $350,133 (+23.53%) | $379,800 (+13.27%) Land $149,000 Building $230,800 |
| 2025 | $3,414.00 (+6.62%) Homeowner's exemption | ||
| 2023 | $3,202.00 Homeowner's exemption | $283,433 | $335,300 Land $124,000 Building $211,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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