704 Justin Way, Silver Spring, MD 20901 Property Records

Montgomery County property record for 704 Justin Way, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,224 sqft · built 1951
Lot Size	0.151 acres (6,588 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Oct 2015)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01360753`

Property Details

APN / Parcel Number

Primary APN	`13-01360753`
Alternative APN	`01360753`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,588 sqft (0.151 acres)
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01360753
Street Address	704 JUSTIN WAY
City	SILVER SPRING
State	MD
Zip	20901-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	MCDONALD KNOLLS
Legal Subdivision	MCDONALD KNOLLS
Legal Block	4
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2010
Census Tract	703100

Owner

704 Justin Way is owned by two individuals who bought it in October 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19124 PLUMMER DR, GERMANTOWN, MD 20876-1713
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2015 · Amount on File
Deed Sale	Oct 14, 2015 · Amount on File
Deed Book / Page	51101 / 407
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 JUSTIN WAY, SILVER SPRING, MD 20901-4617
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0671740015
Date	Jul 7, 2023
Book Page	67174/15

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 JUSTIN WAY, SILVER SPRING, MD 20901-4617
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 JUSTIN WAY, SILVER SPRING, MD 20901-4617

Mortgage

Document Number	0621810273
Date	Mar 12, 2021
Book Page	62181/273

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	704 JUSTIN WAY, SILVER SPRING, MD 20901-4617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 JUSTIN WAY, SILVER SPRING, MD 20901-4617

Mortgage

Document Number	0606120058
Date	Sep 28, 2020
Book Page	60612/58

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 704 Justin Way was $6,196.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,200 (+3.29%)	$520,400 (+9.88%) Land $231,700 Building $288,700
2025	$6,196.00	$473,600 Land $231,700 Building $241,900	$473,600 Land $231,700 Building $241,900
2023		$406,800	$473,600 Land $231,700 Building $241,900
2022	$4,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Justin Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Justin Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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