Okaloosa County property record for 704 Jupiter St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,699 sqft · built 1972 |
| Lot Size | 0.689 acres (29,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,500 (Sep 2020) |
| Tax Bill | $8,548 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0099-2 |
| Primary APN | C56-000-590-0099-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,699 sqft Living Area |
| Gross Area | 5,879 sqft |
| 1st Floor Area | 3,699 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 29,998 sqft (0.689 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 704 JUPITER ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORENO ACRES S/D LOT 6 BLK C |
| Legal Subdivision | MORENO ACRES S/D |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 23305 |
704 Jupiter St is owned and occupied by two individuals who bought it in September 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 JUPITER ST, DESTIN, FL 32541-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Sep 21, 2020 | Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST |
| Jul 14, 2020 | Warranty Deed, Transfer HARPER TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 20203391416 |
| Deed Book / Page | 3492 / 1742 |
| Prior Transfer Date | May 26, 2015 |
| Prior Transfer Doc | 0032100858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 704 JUPITER ST, DESTIN, FL 32541-1811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 704 JUPITER ST, DESTIN, FL 32541-1811 |
| Document Number | 0003650229 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 3650229 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 704 JUPITER ST, DESTIN, FL 32541-1811 |
| Document Number | 0034921742 |
| Book / Page | 3492 / 1742 |
| Map Reference | MB 2 PG 165 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 3391416 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,320.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4041 LAUREN CT, DESTIN, FL 32541-2128 |
| Document Number | 0034921744 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 3492/1744 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 704 JUPITER ST, DESTIN, FL 32541-1811 |
| Document Number | 0034752079 |
| Book / Page | 003475 / 002079 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 3373177 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | HARPER TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 704 JUPITER ST DESTIN FL 325411811, DESTIN, FL 32541-1811 |
The 2025 property tax bill for 704 Jupiter St was $8,548 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,548.00 Homeowner's exemption | $760,800 Land $185,619 Building $575,181 | $760,800 Land $185,619 Building $575,181 |
| 2023 | $4,779.00 (+8.02%) Homeowner's exemption | $432,454 (+8.12%) Land $168,422 Building $264,032 | $432,454 (+8.12%) Land $168,422 Building $264,032 |
| 2022 | $4,424.00 | $399,978 Land $153,111 Building $246,867 | $399,978 Land $153,111 Building $246,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Jupiter St in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Jupiter St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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