Harford County property record for 704 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,499 sqft · built 1963 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Dec 2017) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-139606 |
| Primary APN | 01-139606 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,499 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 139606 |
|---|---|
| Street Address | 704 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 11 70X115 704 JOPPA FARM ROAD JOPPATOWNE S3 P 12/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 31 |
| Legal Lot Number | 11 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-139606
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 JOPPA FARM RD, JOPPA, MD 21085-4448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 05, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2017 · Amount on Record |
| Deed Sale | Dec 05, 2017 · Amount on Record |
| Prior Sale | Aug 31, 2011 · Amount on Record |
| Deed Document Number | 201712624-0141 |
| Deed Book / Page | 12624 / 141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 JOPPA FARM RD, JOPPA, MD 21085-4448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 704 JOPPA FARM RD, JOPPA, MD 21085-4448 |
| Document Number | 0159870434 |
|---|---|
| Date | Aug 02, 2023 |
| Book Page | 15987/434 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 05, 2017 |
| Property Address | 704 JOPPA FARM RD, JOPPA, MD 21085-4448 |
| Document Number | 0126240141 |
| Book / Page | 012624 / 000141 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | GUARANTEED TRUST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 704 JOPPA FARM RD JOPPA MD 210854448, JOPPA, MD 21085-4448 |
| Document Number | 126240147 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 012624/000147 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 04, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,967 (+13.01%) | $207,700 (+14.44%) Land $69,200 Building $138,500 | |
| 2025 | $1,978.00 (+6.4%) Homeowner's exemption | ||
| 2023 | $176,067 | $181,500 Land $69,200 Building $112,300 | |
| 2022 | $1,859.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 493 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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