Albemarle County property record for 704 Ingleside Ln, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,058 sqft · built 2008 |
| Lot Size | 9.87 acres (429,937 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,382 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06000-00-00-001L0 |
| Primary APN | 06000-00-00-001L0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,058 sqft Finished Area |
| Basement Area | 2,092 sqft |
| Finished Basement | 774 sqft |
| Unfinished Basement | 1,318 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Roof Material | Other |
| Lot Area | 429,937 sqft (9.87 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Area | 917 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 1,016 sqft |
| Patio Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 704 INGLESIDE LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | INGLESIDE 10 |
| Legal Subdivision | INGLESIDE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 INGLESIDE LN, CHARLOTTESVILLE, VA 22901-8897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 20, 2018 | Deed of Trust, Mortgage SOUTHERN TR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 704 INGLESIDE LN, CHARLOTTESVILLE, VA 22901-8897 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 704 INGLESIDE LN, CHARLOTTESVILLE, VA 22901-8897 |
| Investor | Possibly a Property Investor |
| Document Number | 202300004053 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 202300004053 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 704 INGLESIDE LN, CHARLOTTESVILLE, VA 22901-8897 |
| Document Number | 0000009559 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 704 INGLESIDE LN CHARLOTTESVILLE VA 229018897, CHARLOTTESVILLE, VA 22901-8897 |
| Document Number | 0000009559 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 005088/000001 |
| Instrument | 9559 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Address | 4433 CORPORATION LN # 300, VIRGINIA BEACH, VA 23462-3352 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,382.00 (+20.62%) | $1,944,300 (+20.61%) Land $601,100 Building $1,343,200 | $1,944,300 (+20.61%) Land $601,100 Building $1,343,200 |
| 2025 | $14,411.00 (+23.6%) | $1,612,000 (+18.07%) Land $518,500 Building $1,093,500 | $1,612,000 (+18.07%) Land $518,500 Building $1,093,500 |
| 2023 | $11,659.00 | $1,365,300 Land $383,300 Building $982,000 | $1,365,300 Land $383,300 Building $982,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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