Monroe County property record for 704 Illinois Ave, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 696 sqft · built 1956 |
| Lot Size | 0.17 acres (7,435 sqft) |
| Owner | Company Name on Record |
| Last Sale | $152,000 (Oct 2024) |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-135-004-000 |
| Primary APN | 07-25-135-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 7,435 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 200 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 704 ILLINOIS AVE |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 46W |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WEST OUTLOTS |
| Legal Lot Number | 46W |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1696 SPRINGVALE RD, ROCKWOOD, IL 62280-1032 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on Record |
| Deed Sale | Oct 8, 2024 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 2024434850 |
| Prior Transfer Date | May 23, 2020 |
| Prior Transfer Doc | 0000409558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 704 ILLINOIS AVE, WATERLOO, IL 62298-1113 |
| Document Number | 0000420557 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 420557 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 ILLINOIS AVE, WATERLOO, IL 62298-1113 |
| Document Number | 0000420558 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 420558 |
| Name | GUARANTEED RATE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 704 ILLINOIS AVE, WATERLOO, IL 62298-1113 |
| Document Number | 0000409558 |
| Instrument Date | May 23, 2020 |
| Instrument | 409558 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 6, 2019 |
| Property Address | 704 ILLINOIS AVE, WATERLOO, IL 62298-1113 |
| Document Number | 0000403426 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 403426 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 26, 2018 |
| Property Address | 704 ILLINOIS AVE, WATERLOO, IL 62298-1113 |
| Document Number | 0000394523 |
| Instrument Date | Feb 10, 2018 |
| Instrument | 394523 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 | $51,330 (+25.04%) Land $16,050 Building $35,280 | $153,990 (+25.04%) Land $48,150 Building $105,840 |
| 2024 | $3,132.00 | ||
| 2022 | $41,050 Land $14,960 Building $26,090 | $123,150 Land $44,880 Building $78,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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