DeSoto County property record for 704 Hemingway Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,575 sqft · built 2006 |
| Lot Size | 0.346 acres (15,067 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-20-0-00026-00 |
| Primary APN | 3-07-3-07-20-0-00026-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,575 sqft Adjusted Area |
| 1st Floor Area | 2,163 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 15,067 sqft (0.346 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Street Address | 704 HEMINGWAY CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | GROVE PARK SEC A LOT 26 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | GROVE PARK SEC A |
| Legal Lot Number | 26 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-20-0-00026-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Jan 24, 2023 | Deed of Trust, Mortgage · Loan Assumption ROCKET MORTGAGE LLC |
| Jan 24, 2023 | Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| May 14, 2018 | Deed of Trust, Mortgage · VA Mortgage IBERIABANK |
| May 03, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| May 14, 2018 | Deed, Transfer NOT AVAILABLE, FNF TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 |
| Deed Sale | Jan 24, 2023 |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Book / Page | 1023 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Document Number | 5660/15257 |
|---|---|
| Date | Mar 09, 2023 |
| Book Page | 5660/15257 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 03, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2023 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 05660/1419 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5660/1419 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jan 24, 2023 |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Document Number | 001023/543 |
| Book / Page | 1023 / 543 |
| Map Reference | MB 80 PG 7&8 |
| Instrument Date | Jan 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 955 CARDINAL LN, HERNANDO, MS 38632-8953 |
| Name | Verified Name |
|---|---|
| Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FNF TITLE |
| Name | Verified Name |
|---|
| Document Number | 004540/556 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 4540/556 |
| Instrument | T04540-00556 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Document Number | 005228/259 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 5228/259 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 14, 2018 |
| Property Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
| Document Number | 000856/029 |
| Book / Page | 0856 / 029 |
| Map Reference | PB 80 PG 7-8 |
| Instrument Date | May 11, 2018 |
| Instrument | W00856-00029 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, FNF TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, CEDAR BLUFF, AL 35959-0182 |
| Name | Verified Name |
|---|---|
| Address | 704 HEMINGWAY CV, HERNANDO, MS 38632-8170 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 (+7.4%) | $22,511 (+44.4%) Land $3,500 Building $19,011 | $225,105 (+44.4%) Land $35,000 Building $190,105 |
| 2023 | $2,162.00 | $15,589 | $155,885 Land $35,000 Building $120,885 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 212 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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