704 Harbor Point Dr, Celina, OH 45822 Property Records

Mercer County property record for 704 Harbor Point Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,000 sqft · built 1940
Lot Size0.253 acres (11,024 sqft)
OwnerCompany Name on Record
Last Sale$308,000 (May 2022)
Tax Bill$4,173 (2025)
Deeds & MortgagesOct 2022 Sale
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-253500.0000

Property Details

APN / Parcel Number

Primary APN26-253500.0000
Alternative APN
  • 09-05-457-013

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area11,024 sqft (0.253 acres)
Lot Dimensions104 ft deep x 106 ft wide
Garage TypeAttached
Garage Area144 sqft

Location & Zoning

Street Address704 HARBOR POINT DR
CityCELINA
StateOH
Zip45822-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR POINT IN LOTS 85 & 86 LOT#: 86
Legal SubdivisionHARBOR POINT
Legal Lot Number85&86,
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1019
Census Tract967600

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address705 HARBOR POINT DR, CELINA, OH 45822-2656
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer
May 13, 2022Fiduciary Deed, Transfer · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleSep 25, 2012 · Amount on Record
Deed Document Number20222450
Prior Transfer DateJan 5, 2011
Prior Transfer Doc0000000287
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateOct 20, 2022
Property Address704 HARBOR POINT DR, CELINA, OH 45822-2617
Document Number202200005089
Instrument DateOct 18, 2022
Instrument202200005089
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 HARBOR POINT DR, CELINA, OH 45822-2656

May 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionMERCER OH
Recording DateMay 13, 2022
Property Address704 HARBOR POINT DR, CELINA, OH 45822-2617
Document Number202200002450
Map ReferencePL 4 PG 25
Instrument DateMay 13, 2022
Instrument202200002450
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address705 HARBOR POINT DR, CELINA, OH 45822-2656

Mortgage

Document Number202200002451
DateMay 13, 2022
Instrument202200002451
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFF
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,173.00$93,630 (-) Land $60,060 Building $33,570
2024$4,173.00 (+0.1%)$93,630 (-) Land $60,060 Building $33,570
2023$4,169.00 (+4.96%)$93,630 (+21.53%) Land $60,060 Building $33,570$267,500 (+21.54%) Land $171,600 Building $95,900
2022$3,972.00$77,040 Land $54,220 Building $22,820
2020$220,100 Land $154,900 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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