704 Gracie Way, Saint Clair, MO 63077 Property Records

Franklin County property record for 704 Gracie Way, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,138 sqft · built 2012
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$200,100 (Aug 2019)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-018-001.540`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-018-001.540`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	704 GRACIE WAY
City	SAINT CLAIR
State	MO
Zip	63077-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 MEADOW OAKS
Legal Range	1W
Legal Township	42N
Legal Section	25
Legal Subdivision	MEADOW OAKS
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2005
Census Tract	800904

Owner

704 Gracie Way is owned and occupied by two individuals who bought it in August 2019.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	704 GRACIE WAY, SAINT CLAIR, MO 63077-5003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage GUILD MTG
Aug 2, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Prior Sale	Oct 20, 2014 · Amount on File
Deed Document Number	20199752
Prior Transfer Date	Apr 13, 2012
Prior Transfer Doc	0000006904
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	704 GRACIE WAY, SAINT CLAIR, MO 63077-5003
Document Number	0000014238
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 GRACIE WAY ST CLAIR MO 630775003, ST CLAIR, MO 63077-5003

Mortgage

Document Number	0000014238
Date	Aug 31, 2020
Instrument	14238

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 2, 2019
Property Address	704 GRACIE WAY, SAINT CLAIR, MO 63077-5003
Document Number	0000009752
Instrument Date	Jul 31, 2019
Instrument	9752
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	704 GRACIE WAY ST CLAIR MO 630775003, ST CLAIR, MO 63077-5003

Mortgage

Document Number	9753
Date	Aug 2, 2019
Instrument	9753

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 704 Gracie Way was $2,425.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00	$36,001	$189,480 Land $30,000 Building $159,480
2023	$2,326.00 (+6.7%)	$37,341	$196,530 Land $30,000 Building $166,530
2022	$2,180.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Gracie Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Gracie Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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