Kane County property record for 704 Goethe St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,020 sqft · built 1889 |
| Lot Size | 0.658 acres (28,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Mar 2024) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-326-004 |
| Primary APN | 06-11-326-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,700 sqft |
| Basement Area | 680 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Construction Type | Frame |
| Lot Area | 28,653 sqft (0.658 acres) |
| Lot Width | 179 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 704 GOETHE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST PARK ADDN LOT 3 EXCEPT WEST 40 FT SOUTH 100 FT & ALL OF LOT 4 BLOCK 8 |
| Legal Subdivision | WEST PARK ADDN |
| Legal Block | 8 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 851000 |
704 Goethe St is owned by two individuals who bought it in March 2024.
Source: Kane County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1653 MULBERRY CT, 11, ELGIN, IL 60123-7080 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Nov 22, 2005 · Amount on File |
| Deed Document Number | 20248087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 12, 2024 |
| Property Address | 704 GOETHE ST, ELGIN, IL 60123-2835 |
| Document Number | 0000008087 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024K008087 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | STARCK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 704 GOETHE ST, ELGIN, IL 60123-2835 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 GOETHE ST, ELGIN, IL 60123-2835 |
| Document Number | 0000008089 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024K008089 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 5, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.37% |
| Document Number | 0000008088 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024K008088 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 5, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 13.8% |
The 2025 property tax bill for 704 Goethe St was $4,802.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,802.00 | $70,949 (+8.57%) Land $21,549 Building $49,400 | $212,932 (+8.57%) Land $64,673 Building $148,259 |
| 2024 | $65,349 Land $19,848 Building $45,501 | $196,125 Land $59,568 Building $136,558 | |
| 2022 | $4,147.00 (+4.88%) Homeowner's exemption | $53,832 (+6.96%) Land $16,350 Building $37,482 | $161,496 (+6.96%) Land $49,050 Building $112,446 |
| 2021 | $3,954.00 Homeowner's exemption | $50,329 Land $15,286 Building $35,043 | $150,987 Land $45,858 Building $105,129 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Goethe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Goethe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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