704 Garnes St, Raymore, MO 64083 Property Records

Cass County property record for 704 Garnes St, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,906 sqft · built 2002
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,400 (Jul 2021)
Tax Bill	$9,549 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-20-000-000-419.000`

Property Details

APN / Parcel Number

Primary APN	`04-04-20-000-000-419.000`
Alternative APN	`2323721`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,906 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Finished Basement	1,197 sqft
Unfinished Basement	512 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	94 sqft
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2323721
Street Address	704 GARNES ST
City	RAYMORE
State	MO
Zip	64083-8268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE 1ST PLAT LOT 62
Legal Range	32
Legal Township	46
Legal Section	20
Legal Subdivision	BROOKSIDE 1ST
Legal Lot Number	62
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2005
Census Tract	60305

Owner

Source: Cass County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 GARNES ST, RAYMORE, MO 64083-8268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 19, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2021695814
Deed Book / Page	4716 / 164
Last Transfer Date	Dec 23, 2025
Transfer Doc	0005258/11
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Jan 12, 2026
Property Address	704 GARNES ST, RAYMORE, MO 64083-8268
Document Number	0005258/11
Book / Page	5258 / 11
Map Reference	MB 16 PG 72
Instrument Date	Dec 23, 2025
Instrument	778333
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 GAMES STREET, RAYMORE, MO 64083

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jul 12, 2021
Property Address	704 GARNES ST, RAYMORE, MO 64083-8268
Document Number	4716/164
Book / Page	4716 / 164
Map Reference	MB 16 PG 72
Instrument Date	Jul 9, 2021
Instrument	695814
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 GARNES ST, RAYMORE, MO 64083-8268

Mortgage

Document Number	47171
Date	Jul 12, 2021
Instrument	4717/1

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Sep 19, 2017
Property Address	704 GARNES ST, RAYMORE, MO 64083-8268
Document Number	4172/046
Book / Page	4172 / 046
Map Reference	MB 16 PG 72
Instrument Date	Sep 14, 2017
Instrument	613616
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	COMMONWEALTH LAND TITLE INSU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 GARNES ST, RAYMORE, MO 64083-8268

Mortgage

Document Number	613623
Date	Sep 19, 2017
Instrument	613623

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,549.00 (+161.4%)	$50,260 (+11.96%) Land $6,490 Building $43,770	$264,530 (+11.97%) Land $34,160 Building $230,370
2024	$3,653.00 (+0.14%)
2023	$3,648.00 (+4,637.66%)	$44,890 (+10.35%) Land $5,900 Building $38,990	$236,250 (+10.35%) Land $31,050 Building $205,200
2022	$77.00	$40,680 Land $5,900 Building $34,780
2021			$214,090 Land $31,050 Building $183,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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