704 Ford Ct, Elgin, IL 60120 Property Records

Cook County property record for 704 Ford Ct, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 995 sqft · built 1960
Lot Size0.253 acres (11,038 sqft)
OwnerCompany Name on Record
Last Sale$174,000 (Dec 2003)
Tax Bill$5,666 (2023)
Deeds & MortgagesJul 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-101-006

Property Details

APN / Parcel Number

Primary APN06-07-101-006
Alternative APN
  • 06-07-101-006-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area995 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,038 sqft (0.253 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address704 FORD CT
CityELGIN
StateIL
Zip60120-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BLACKHAWK)(MANOR) SUB PT OF SECS 6 & 7 SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionBLACKHAWK MANOR
Legal Lot Number18
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1034
Census Tract804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address704 FORD CT, ELGIN, IL 60120-2512
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK
Sep 17, 2013Loan Modification, Mortgage · FHA Mortgage
PNC MTG/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2003 · Amount on Record
Deed SaleDec 4, 2003 · Amount on Record
Prior SaleJul 15, 1998
Deed Document Number200342185
Last Transfer DateNov 1, 2016
Transfer Doc0000053577
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address704 FORD CT, ELGIN, IL 60120-2512
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019607303
DateJul 15, 2021
Instrument2119607303
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036
Interest
Rate2.5%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address704 FORD CT, ELGIN, IL 60120-2512
Document Number1907149577
Instrument DateMar 7, 2019
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanyNATIONAL LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 FORD CT ELGIN IL 601202512, ELGIN, IL 60120-2512

Mortgage

Document Number1907149577
DateMar 12, 2019
Instrument7149577
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 11, 2039
Interest
Rate4.5%

September 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address704 FORD CT, ELGIN, IL 60120-2512
Document Number1808908278
Instrument DateSep 17, 2013
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 FORD CT ELGIN IL 601202512, ELGIN, IL 60120-2512

Mortgage

Document Number1808908278
DateMar 30, 2018
Instrument8908278
Lender
NamePNC MTG/FL
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueMar 29, 2043
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,000 (+21.74%) Land $7,727 Building $20,273$280,000 (+21.74%) Land $77,270 Building $202,730
2023$5,666.00 (+3.47%)
2022$5,476.00 Homeowner's exemption$22,999 Land $7,174 Building $15,825$229,990 Land $71,740 Building $158,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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