San Diego County property record for 704 el Monte Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1952 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $682,000 (Nov 2024) |
| Tax Bill | $8,401 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-211-22-00 |
| Primary APN | 482-211-22-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 848 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 7,400 sqft (0.17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4822111100 |
|---|---|
| Street Address | 704 EL MONTE RD |
| City | EL CAJON |
| State | CA |
| Zip | 92020-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 244 WALKWAY CLSD ADJ& TR 002843 |
| Legal Subdivision | SUNNYSLOPE HEIGHTS |
| Legal Tract | 002843 |
| Legal Block | 1 |
| Legal Lot Number | 244 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 16100 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 704 EL MONTE RD, EL CAJON, CA 92020-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 25, 2017 | Grant Deed, Transfer · FHA Mortgage FREMONT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | Jul 9, 2024 · Amount on Record |
| Deed Document Number | 2024321566 |
| Prior Transfer Date | Feb 10, 1999 |
| Prior Transfer Doc | 0000088023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 704 EL MONTE RD, EL CAJON, CA 92020-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 704 EL MONTE RD, EL CAJON, CA 92020-2406 |
| Document Number | 0000596365 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-0596365 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 25, 2017 |
| Property Address | 704 EL MONTE RD, EL CAJON, CA 92020-2406 |
| Document Number | 0000390640 |
| Map Reference | MAP2843 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017-0390640 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 EL MONTE RD, EL CAJON, CA 92020-2406 |
| Document Number | 0000390641 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 2017-0390641 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,640 (+2%) Land $520,200 Building $175,440 | |
| 2025 | $8,401.00 (+49.59%) Homeowner's exemption | $682,000 (+59.08%) Land $510,000 Building $172,000 |
| 2023 | $5,616.00 (+0.02%) Homeowner's exemption | $428,706 Land $284,347 Building $144,359 |
| 2022 | $5,615.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile.
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