Chesterfield County property record for 704 Edgewood Rd, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,099 sqft · built 2001 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Oct 2025) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 258 011 003 016 |
| Primary APN | 258 011 003 016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Total Area |
| 1st Floor Area | 2,099 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 20,299 sqft (0.466 acres) |
| Garage Type | Carport |
| Garage Area | 918 sqft |
| Carport | Carport |
| Carport Area | 918 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 00034302 |
|---|---|
| Street Address | 704 EDGEWOOD RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 .466 ACRES |
| Legal Subdivision | BRIARWOOD |
| Legal Lot Number | 12 |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950504 |
704 Edgewood Rd is owned and occupied by an individual who bought it in October 2025.
Source: Chesterfield County records, as of February 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2017 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Oct 1, 2025 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 7, 2022 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Deed Document Number | 20253940 |
| Deed Book / Page | 578 / 990 |
| Prior Transfer Date | Mar 2, 2022 |
| Prior Transfer Doc | 0000545/80 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00491/0415 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 491/0415 |
| Instrument | 201700001781 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Oct 1, 2025 |
| Property Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
| Document Number | 000578/990 |
| Book / Page | 578 / 990 |
| Map Reference | MB 39 PG 152 |
| Instrument Date | Sep 27, 2025 |
| Instrument | 2025-3940 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $954.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
| Document Number | 0020253941 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-3941 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Mar 7, 2022 |
| Property Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
| Document Number | 0000545/80 |
| Book / Page | 545 / 80 |
| Map Reference | MB 39 PG 152 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 202200001056 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 EDGEWOOD RD, CHERAW, SC 29520-7823 |
The 2025 property tax bill for 704 Edgewood Rd was $1,457 with a homeowner's exemption, up 18.3% from the year before.
Source: Chesterfield County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,457.00 (+18.26%) Homeowner's exemption | $8,720 (+14.89%) Land $600 Building $8,120 | $257,000 (+35.48%) Land $15,000 Building $242,000 |
| 2024 | $1,232.00 (+5.84%) Homeowner's exemption | $7,590 (-) Land $600 Building $6,990 | $189,700 (-) Land $15,000 Building $174,700 |
| 2023 | $1,164.00 Homeowner's exemption | $7,590 Land $600 Building $6,990 | $189,700 Land $15,000 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 704 Edgewood Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Most Recent Claim | Nov 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Edgewood Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Sandhill Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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