704 Eastern Ave, Red Oak, IA 51566 Property Records

Montgomery County property record for 704 Eastern Ave, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,320 sqft · built 1956
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jun 2011)
Tax Bill$2,688 (2024)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (moderate risk)
APN600627151012000

Property Details

APN / Parcel Number

Primary APN600627151012000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeMixed
Garage Area264 sqft
CarportCarport
Carport Area198 sqft
Parking Spaces1 Parking Space
Deck Area324 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address704 EASTERN AVE
CityRED OAK
StateIA
Zip51566-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARPER ADD LT 3
Legal Lot Number3
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1013
Census Tract960200

Owner

Source: Montgomery County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address704 EASTERN AVE, RED OAK, IA 51566-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2011 · Amount on Record
Deed SaleJun 10, 2011 · Amount on Record
Deed Document Number2011-1064
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address704 EASTERN AVE, RED OAK, IA 51566-2024
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/556
DateMar 27, 2020
Book Page2020/556
Instrument556
Lender
NameHOUGHTON STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,210 (+20.41%) Land $12,000 Building $138,210$150,210 (+20.41%) Land $12,000 Building $138,210
2024$2,688.00 (+36.86%)
2023$124,750 Land $9,000 Building $115,750$124,750 Land $9,000 Building $115,750
2022$1,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1980–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTC of Stanton Iowa
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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