Cleveland County property record for 704 Earl Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,104 sqft · built 1954 |
| Lot Size | 0.29 acres (12,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Sep 2025) |
| Tax Bill | $795 (2026) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20888 |
| Primary APN | 20888 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,104 sqft Finished Area |
| Basement Area | 2,104 sqft |
| Finished Basement | 1,052 sqft |
| Unfinished Basement | 1,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 12,484 sqft (0.29 acres) |
| Lot Dimensions | 147 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1340168 |
|---|---|
| Street Address | 704 EARL RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT EARL RD |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950702 |
704 Earl Rd is owned by an individual who bought it in September 2025.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 E LOUISIANA AVE, BESSEMER CITY, NC 28016-2629 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on File |
| Deed Sale | Sep 2, 2025 · Amount on File |
| Prior Sale | Sep 2, 2025 · Amount on File |
| Deed Document Number | 2025200118195 |
| Prior Transfer Date | May 5, 2021 |
| Prior Transfer Doc | 0018432047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 17, 2021 |
| Property Address | 704 EARL RD, SHELBY, NC 28152-6806 |
| Document Number | 0018432047 |
| Book / Page | 1843 / 2047 |
| Instrument Date | May 5, 2021 |
| Instrument | 200056734 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 321 DOWNEY PL, GASTONIA, NC 28054-3947 |
The 2026 property tax bill for 704 Earl Rd was $795, up 6.1% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795.00 (+6.14%) | $75,293 (-) Land $17,000 Building $58,293 | $75,293 (-) Land $17,000 Building $58,293 |
| 2025 | $749.00 | $75,293 Land $17,000 Building $58,293 | $75,293 Land $17,000 Building $58,293 |
| 2023 | $56,153 Land $9,945 Building $46,208 | $56,153 Land $9,945 Building $46,208 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 704 Earl Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 Earl Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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