704 E Washington St, Muncie, IN 47305 Property Records

Delaware County property record for 704 E Washington St, Muncie, IN 47305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,710 sqft · built 1890
Lot Size	0.115 acres (5,022 sqft)
Owner	Individual Name on File
Last Sale	$157,129 (Jun 2021)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Jun 2021 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-10-382-015.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-10-382-015.000-003`
Alternative APN	`1110382015000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,710 sqft Living Area
1st Floor Area	3,352 sqft
Attic	Attic
Attic Area	2,716 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,022 sqft (0.115 acres)
Lot Dimensions	810 ft deep x 620 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 10 382 015 000
Street Address	704 E WASHINGTON ST
City	MUNCIE
State	IN
Zip	47305-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	V W SUB S 81FT LOT 5
Legal Subdivision	V W SUB
Legal Lot Number	5
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2024
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kimbrough, Emily, Historic District listed 1980 · 123 contributing resources · NRIS 80000032

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

704 E Washington St is owned and occupied by an individual who acquired it in December 2024.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	704 E WASHINGTON ST, MUNCIE, IN 47305-2531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer
Aug 8, 2017	Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Aug 8, 2017 · Amount on File
Deed Document Number	20218910
Last Transfer Date	Dec 17, 2024
Transfer Doc	2024R16773
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jun 2, 2021
Property Address	704 E WASHINGTON ST, MUNCIE, IN 47305-2531
Document Number	2021R08910
Instrument Date	Jun 1, 2021
Instrument	2021R08910
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E WASHINGTON ST, MUNCIE, IN 47305-2531

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 8, 2017
Property Address	704 E WASHINGTON ST, MUNCIE, IN 47305-2531
Document Number	2017R10270
Instrument Date	Aug 4, 2017
Instrument	2017R10270
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 E WASHINGTON ST, MUNCIE, IN 47305-2531

Mortgage

Document Number	2017R10271
Date	Aug 8, 2017
Instrument	2017R10271

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 704 E Washington St was $2,406, down 8.8% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (-8.83%)	$309,800 Land $13,400 Building $296,400	$309,800 Land $13,400 Building $296,400
2024	$2,639.00 (+18.98%)
2023	$2,218.00 (+70.88%)	$211,000 (+62.56%) Land $11,200 Building $199,800	$211,000 (+62.56%) Land $11,200 Building $199,800
2022	$1,298.00 (-24.62%) Homeowner's exemption	$129,800 Land $13,800 Building $116,000	$129,800 Land $13,800 Building $116,000
2021	$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 704 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures