704 E Sumter Way, Spokane, WA 99208 Property Records

Spokane County property record for 704 E Sumter Way, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,880 sqft · built 1979
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$238,075 (Mar 2018)
Tax Bill	$3,561 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36204.0603`

Property Details

APN / Parcel Number

Primary APN	`36204.0603`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	704 E SUMTER WAY
City	SPOKANE
State	WA
Zip	99208-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SHILOH HILLS SECOND ADD L3 B6
Legal Range	43E
Legal Township	26N
Legal Section	20
Legal Subdivision	SHILOH HILLS SECOND ADD
Legal Block	6
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1013
Census Tract	11102

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 3, 2021	Transfer on Death Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP
Jul 27, 2017	Quit Claim Deed, Transfer RANDY G COURCHAINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20186690412
Last Transfer Date	Mar 1, 2021
Transfer Doc	0007042633
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007049182
Date	Mar 18, 2021
Instrument	7049182

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 3, 2021
Property Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753
Document Number	0007042633
Map Reference	VOL 14 PG 40&41
Instrument Date	Mar 1, 2021
Instrument	7042633
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0007042178
Date	Mar 3, 2021
Instrument	7042178

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Dec 1, 2047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 13, 2018
Property Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753
Document Number	0006690412
Map Reference	VOL14 PG40&41
Instrument Date	Mar 12, 2018
Instrument	6690412
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,814.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753

Mortgage

Document Number	0006690413
Date	Mar 13, 2018
Instrument	6690413

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 27, 2017
Property Address	704 E SUMTER WAY, SPOKANE, WA 99208-5753
Document Number	0006624723
Instrument Date	Jul 27, 2017
Instrument	6624723
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	704 E SUMTER WAY SPOKANE WA 992085753, SPOKANE, WA 99208-5753

Mortgage

Document Number	6624724
Date	Jul 27, 2017
Instrument	6624724

Lender

Name	RANDY G COURCHAINE
Address	7307 E 9TH AVE, SPOKANE VALLEY, WA 99212-0135

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,561.00 (+6.36%)	$352,200 (-0.31%) Land $95,000 Building $257,200	$352,200 (-0.31%) Land $95,000 Building $257,200
2025	$3,348.00 (+13.45%)	$353,300 (+6.26%) Land $95,000 Building $258,300	$353,300 (+6.26%) Land $95,000 Building $258,300
2024	$2,951.00 (-1.11%)	$332,500 (+21.44%) Land $70,000 Building $262,500	$332,500 (+21.44%) Land $70,000 Building $262,500
2023	$2,984.00 (+1.32%)	$273,800 Land $50,000 Building $223,800	$273,800 Land $50,000 Building $223,800
2022	$2,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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