704 E Smith St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 704 E Smith St, Warsaw, IN 46580

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 1,257 sqft · built 2003
Lot Size	0.209 acres (9,114 sqft)
Owner	Individual Name on Record
Last Sale	$131,150 (Oct 2021)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Oct 2021 Sale Jul 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-726010-57`

Property Details

APN / Parcel Number

Primary APN	`004-726010-57`
Alternative APNs	`43-11-17-100-006.000-032` `00004125459` `0472601057`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Row Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,114 sqft (0.209 acres)
Lot Dimensions	147 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004125459
Street Address	704 E SMITH ST
City	WARSAW
State	IN
Zip	46580-4541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Local Zoning Code	R-2
Legal Description	4-77-88.JA PT N 1/2 W 1/2 NW NE NE 17-32-6 .21A PER CALC
Legal Range	6
Legal Township	32
Legal Section	17
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1016
Census Tract	962300

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E SMITH ST, WARSAW, IN 46580-4541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed, Transfer
Jul 20, 2021	Re-recorded Document
Oct 30, 2017	Warranty Deed, Transfer
Oct 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 30, 2017
Deed Document Number	2021101227
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 22, 2021
Property Address	704 E SMITH ST, WARSAW, IN 46580-4541
Document Number	2021101227
Instrument Date	Oct 22, 2021
Instrument	2021101227
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E SMITH ST, WARSAW, IN 46580-4541

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 20, 2021
Property Address	704 E SMITH ST, WARSAW, IN 46580-4541
Document Number	2021071049
Instrument Date	Jul 20, 2021
Instrument	2021071049
Record Updated	Jun 9, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 30, 2017
Property Address	704 E SMITH ST, WARSAW, IN 46580-4541
Document Number	2017101302
Instrument Date	Oct 17, 2017
Instrument	2017101302
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E SMITH ST, WARSAW, IN 46580-4541
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 30, 2017
Property Address	704 E SMITH ST, WARSAW, IN 46580-4541
Document Number	2017101301
Instrument Date	Oct 17, 2017
Instrument	2017101301
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E SMITH ST, WARSAW, IN 46580-4541

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,463.00 (+5.62%) Homeowner's exemption	$265,000 (+21.39%) Land $39,100 Building $225,900	$265,000 (+21.39%) Land $39,100 Building $225,900
2024	$2,332.00 (+3.14%)
2023	$2,261.00 (+13.45%)	$218,300 Land $32,600 Building $185,700	$218,300 Land $32,600 Building $185,700
2022	$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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