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704 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 704 E School St, Owatonna, MN 55060 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,710 sqft · built 1954
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2010)
Tax Bill$2,762 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-151-0219

Property Details

APN / Parcel Number

Primary APN17-151-0219

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,710 sqft Living Area
Basement Area590 sqft
Finished Basement590 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,756 sqft (0.201 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address704 E SCHOOL ST
CityOWATONNA
StateMN
Zip55060-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORNINGSIDE BLK 2 LOT 19 TORRENS PROPERTY
Legal SubdivisionMORNINGSIDE
Legal Block2
Legal Lot Number19
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2028
Census Tract960200

Owner

Source: Steele County records · APN 17-151-0219

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address704 E SCHOOL ST, OWATONNA, MN 55060-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2010 · Amount on Record
Deed SaleOct 08, 2010 · Amount on Record
Prior SaleOct 13, 2005 · Amount on Record
Deed Document Number201066408
Last Transfer DateApr 20, 2021
Transfer Doc0000080046
Record UpdatedSep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEELE MN
Recording DateApr 26, 2021
Property Address704 E SCHOOL ST, OWATONNA, MN 55060-3111
Document NumberT000080046
Instrument DateApr 20, 2021
InstrumentT000080046
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address704 E SCHOOL ST, 704, OWATONNA, MN 55060-3111

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address704 E SCHOOL ST, OWATONNA, MN 55060-3111

Mortgage

Document NumberT000080047
DateApr 26, 2021
InstrumentT000080047
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,762.00 (+10.66%)
2025$2,496.00 (+2.13%) Homeowner's exemption$201,700 (+17.68%) Land $33,200 Building $168,500$201,700 (+17.68%) Land $33,200 Building $168,500
2023$2,444.00 Homeowner's exemption$171,400 Land $23,500 Building $147,900$171,400 Land $23,500 Building $147,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271479602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 4% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
Midcontinent CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Minnesota WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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