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704 E River Dr, Temple Terrace (Tampa), FL 33617 Property Records

Hillsborough County property record for 704 E River Dr, Temple Terrace, FL 33617

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1955
Lot Size0.373 acres (16,265 sqft)
OwnerIndividual Name on File
Last Sale$233,000 (Aug 2018)
Tax Bill$6,057 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN202565-0000

Property Details

APN / Parcel Number

Primary APN202565-0000
Alternative APN
  • T262819569000007000080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area2,399 sqft
1st Floor Area1,448 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2003
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area16,265 sqft (0.373 acres)
Lot Dimensions164 ft deep x 105 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area315 sqft
Patio Area216 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2025650000
Street Address704 E RIVER DR
CityTEMPLE TERRACE
StateFL
Zip33617-7838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionTEMPLE TERRACE RIVERSIDE SUBDIVISION LOT 8 BLOCK 7
Legal Range19E
Legal Township28S
Legal Section26
Legal SubdivisionTEMPLE TERRACE RIVERSIDE SUBDIVISION
Legal Tract569
Legal Block7
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group3
Census Block3014
Census Tract10600

Owner

Source: Hillsborough County assessment roll, APN 202565-0000, as of January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address704 E RIVER DR, TEMPLE TERRACE, FL 33617-7838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
DIGITAL FCU
Jan 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Aug 27, 2018Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY FINCL SVCS OF TAMPA BAY I

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleJan 03, 1997 · Amount on Record
Deed Document Number2018345674
Deed Book / Page26021 / 389
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address704 E RIVER DR, TEMPLE TERRACE, FL 33617-7838
Transaction TypeMortgage
Record UpdatedMar 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 EAST RIVER DR, TEMPLE TERRACE, FL 33617-7838

Mortgage

Document Number0000095325
DateFeb 22, 2022
Instrument2022095325
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address704 E RIVER DR, TEMPLE TERRACE, FL 33617-7838
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001023
DateJan 02, 2020
Book Page27227/1935
Instrument2020001023
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueDec 01, 2039

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 27, 2018
Property Address704 E RIVER DR, TEMPLE TERRACE, FL 33617-7838
Document Number0000345674
Book / Page26021 / 0389
Map ReferenceMB 32 PG 21&22
Instrument DateAug 22, 2018
Instrument2018345674
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,631.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4670 SADDLEHORN TRL, 4670, MIDDLEBURG, FL 32068-3272

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 E RIVER DR, TEMPLE TERRACE, FL 33617-7838

Mortgage

Document Number0000345675
DateAug 27, 2018
Instrument2018345675
Lender
NameINTEGRITY FINCL SVCS OF TAMPA BAY I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll as of January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTemple Terrace City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,057.00 (+22.86%)$322,615 (+13.11%) Land $129,494 Building $193,121$322,615 (+13.11%) Land $129,494 Building $193,121
2023$4,930.00 (+6.53%)$285,220 (+1.63%) Land $97,121 Building $188,099$285,220 (+1.63%) Land $97,121 Building $188,099
2022$4,628.00$280,640 Land $97,121 Building $183,519$280,640 Land $97,121 Building $183,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570106003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1985–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 258 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6291791, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TEMPLE TERRACE UTILITY
serves 31,250 people
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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