704 E Prospect St, York, PA 17403 Property Records

York County property record for 704 E Prospect St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	3 bd · 1 ba · 1,270 sqft · built 1900
Lot Size	0.078 acres (3,398 sqft)
Owner	Company Name on Record
Last Sale	$57,000 (Apr 2021)
Tax Bill	$2,932 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-428-20-0002.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-428-20-0002.00-00000`
Alternative APNs	`1242082000020000000` `120334200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,270 sqft Living Area
1st Floor Area	635 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	3,398 sqft (0.078 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	704 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2003
Census Tract	600

Owner

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	218 CARLISLE ST, HANOVER, PA 17331-2409
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit CV3 FINANCIAL SERVICES LLC
Jun 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Apr 26, 2021	Deed, Transfer · Stand-Alone First Mortgage LION VALLY ENTERPRISES LLC
Jun 23, 2017	Deed of Trust, Mortgage · Commercial Mortgage YORK TRADITIONS BANK
Feb 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage YORK TRADITIONS BANK
Nov 21, 2017	Loan Modification, Mortgage YORK TRADITIONS BK
Mar 15, 2017	Grant Deed, Transfer HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	202124977
Deed Book / Page	2646 / 6442
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006681
Date	Feb 23, 2024
Book Page	2817/1
Instrument	2024006681

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033251
Date	Jun 1, 2021
Book Page	2654/8108
Instrument	2021033251

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	9028

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Apr 26, 2021
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Document Number	0000024977
Book / Page	2646 / 6442
Map Reference	MB 2412 PG 3862
Instrument Date	Apr 23, 2021
Instrument	2021024977
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CARLISLE ST, HANOVER, PA 17331-2409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024978
Date	Apr 26, 2021
Instrument	2021024978

Lender

Name	LION VALLY ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028211
Date	Jun 23, 2017
Book Page	2426/5542
Instrument	2017028211

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007096
Date	Feb 22, 2019
Book Page	2506/7750
Instrument	2019007096

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK PA
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Document Number	0000054690
Book / Page	002449 / 001234
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 REX DR YORK PA 174024026, YORK, PA 17402-4026

Mortgage

Document Number	0000054690
Date	Nov 27, 2017
Book Page	002449/001234
Instrument	54690

Lender

Name	YORK TRADITIONS BK
Type	Bank
Address	YORK, PA 17402-0136

Agreement

Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Mar 15, 2017
Property Address	704 E PROSPECT ST, YORK, PA 17403-2426
Document Number	0000011688
Book / Page	002412 / 003862
Instrument Date	Mar 10, 2017
Instrument	11688
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3103 REX DR YORK PA 174024026, YORK, PA 17402-4026

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,932.00 (+3.42%)	$45,670 (-) Land $10,360 Building $35,310
2024	$2,835.00	$45,670 Land $10,360 Building $35,310
2006			$45,670 Land $10,360 Building $35,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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