Muhlenberg County property record for 704 E Morehead St, Central City, KY 42330
| Property Type | Single Family Home |
|---|---|
| Details | 1,209 sqft |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Mar 2022) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141-04-01-005.000 |
| Primary APN | 141-04-01-005.000 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 308 sqft |
| Sewer | Connected |
|---|
| Account Number | 30283 |
|---|---|
| Street Address | 704 E MOREHEAD ST |
| City | CENTRAL CITY |
| State | KY |
| Zip | 42330-1243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HOUSE |
| Jurisdiction | MUHLENBERG KY |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960201 |
Source: Muhlenberg County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 704 E MOREHEAD ST, CENTRAL CITY, KY 42330-1243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · USDA Mortgage FIRST KENTUCKY BANK INC |
| Mar 2, 2022 | Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on Record |
| Deed Sale | Mar 2, 2022 · Amount on Record |
| Deed Document Number | 301670 |
| Deed Book / Page | D601 / 1038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Property Address | 704 E MOREHEAD ST, CENTRAL CITY, KY 42330-1243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 905 MILL RD, BEECHMONT, KY 42323-3924 |
| Document Number | 0M743/1847 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | M743/1847 |
| Instrument | 307687 |
| Name | FIRST KENTUCKY BANK INC |
|---|---|
| Type | Bank |
| Address | MAYFIELD, KY 42066 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MUHLENBERG KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 704 E MOREHEAD ST, CENTRAL CITY, KY 42330-1243 |
| Document Number | 0D601/1038 |
| Book / Page | D601 / 1038 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 301670 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 BRADFORD ST, 410, BEECHMONT, KY 42323-3196 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 154, SOUTH CARROLLTON, KY 42374-0154 |
| Document Number | 00M735/873 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | M735/873 |
| Instrument | 301779 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 18, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Muhlenberg County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Central City |
| County | Muhlenberg County |
| Unified School District | Muhlenberg County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253.00 (+782.39%) | $135,000 (+8%) | $135,000 (+8%) |
| 2023 | $142.00 | $15,000 | $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL CITY WATER & SEWER serves 5,601 people · EPA ID KY0890071 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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