Frederick County property record for 704 E Main St, Middletown, MD 21769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,160 sqft Living Area |
| Lot Size | 13,503 sqft (0.31 acres) |
| Garage | Attached, 336 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $274,900 (2018) |
| Tax Bill | $3,881.00 (2024) |
| Primary APN | 03-145107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,720 sqft Gross Area |
| 1st Floor | 1,160 sqft 1st Floor |
| Basement Area | 112 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,503 sqft (0.31 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 145107 |
|---|---|
| Street Address | 704 E MAIN ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 41 SEC 3 85X160.01X87.08 U.S. RT. 40A |
| Legal Subdivision | WOODMERE SOUTH SEC 3 |
| Legal Lot Number | 41 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 3, MIDDLETOWN |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 752601 |
Source: Frederick County records · APN 03-145107
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 E MAIN ST, MIDDLETOWN, MD 21769-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Jun 23, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Jan 23, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Deed Doc Number | 201812242-0470 |
| Deed Book / Page | 12242 / 470 |
| Prior Transfer Date | Jul 14, 2014 |
| Prior Transfer Doc | 0101660298 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 704 E MAIN ST, MIDDLETOWN, MD 21769-7801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 704 E MAIN ST, MIDDLETOWN, MD 21769-7801 |
| Document Number | 0167600264 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 16760/264 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 704 E MAIN ST, MIDDLETOWN, MD 21769-7801 |
| Document Number | 0139310413 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 704 E MAIN ST MIDDLETOWN MD 217697801, MIDDLETOWN, MD 21769-7801 |
| Document Number | 0139310413 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 013931/000413 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 23, 2018 |
| Property Address | 704 E MAIN ST, MIDDLETOWN, MD 21769-7801 |
| Document Number | 0122420470 |
| Book / Page | 012242 / 000470 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 EMAIN ST MIDDLETOWN MD 21769, MIDDLETOWN, MD 21769 |
| Document Number | 122420477 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 012242/000477 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNE, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297,267 (+18.72%) | $320,700 (+28.08%) Land $84,000 Building $236,700 | |
| 2024 | $3,881.00 (+7.72%) | ||
| 2023 | $3,603.00 Homeowner's exemption | $250,400 Land $70,000 Building $180,400 | $250,400 Land $70,000 Building $180,400 |
704 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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