704 E Main St, Chesterfield, SC 29709 Property Records

Chesterfield County property record for 704 E Main St, Chesterfield, SC 29709

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1965
Lot Size	0.257 acres (11,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2023)
Tax Bill	$892 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`190 002 003 003`

Property Details

APN / Parcel Number

Primary APN	`190 002 003 003`
Alternative APNs	`00024648` `01399893` `1399893`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,034 sqft Total Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	11,215 sqft (0.257 acres)

Location & Zoning

Account Number	00024648
Street Address	704 E MAIN ST
City	CHESTERFIELD
State	SC
Zip	29709-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 L
Legal Subdivision	TOWN OF CHESTERFIELD
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1028
Census Tract	950402

Owner

Source: Chesterfield County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST CITIZENS BANK & TRUST CO
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 13, 2023	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 13, 2023	Intrafamily Transfer, Transfer
Oct 26, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	20232763
Deed Book / Page	557 / 580
Prior Transfer Date	Jun 6, 2023
Prior Transfer Doc	000556/786
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00545/1289
Date	Jul 26, 2023
Book Page	545/1289
Instrument	2023-2909

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2033

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00545/1289
Date	Jul 13, 2023
Book Page	545/1289
Instrument	2023-2765

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 13, 2023
Property Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Document Number	000557/580
Book / Page	557 / 580
Map Reference	MB 3 PG 9
Instrument Date	Jul 13, 2023
Instrument	2023-2763
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	951 SOUTH CAROLINA 145, CHESTERFIELD, SC 29709

Mortgage

Document Number	00545/1275
Date	Jul 13, 2023
Book Page	545/1275
Instrument	2023-2764

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 13, 2023
Property Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Document Number	000556/786
Book / Page	556 / 786
Map Reference	MB 3 PG 9
Instrument Date	Jun 6, 2023
Instrument	2023-2342
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 N MCGREGOR AVE, RUBY, SC 29741-8775

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 26, 2022
Property Address	704 E MAIN ST, CHESTERFIELD, SC 29709-1806
Document Number	000550/759
Book / Page	550 / 759
Map Reference	MB 3 PG 9
Instrument Date	Oct 26, 2022
Instrument	2022-4439
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N MCGREGOR AVE, RUBY, SC 29741-8775

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Chesterfield Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00	$5,800 (+81.25%) Land $400 Building $5,400	$145,000 (+172.05%) Land $10,000 Building $135,000
2023		$3,200 (+70.21%) Land $480 Building $2,720	$53,300 (-) Land $8,000 Building $45,300
2022	$342.00	$1,880 Land $320 Building $1,560	$53,300 Land $8,000 Building $45,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWN OF (1310002) serves 1,670 people · EPA ID SC1310002
Water Source	Purchased groundwater from CHESTERFIELD CO RURAL WATER
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sandhill Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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