704 E Lane St, Raleigh, NC 27601 Property Records

Wake County property record for 704 E Lane St, Raleigh, NC 27601

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,880 sqft · built 2006
Lot Size0.389 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$541,000 (Apr 2021)
Tax Bill$5,349 (2023)
Deeds & MortgagesAug 2021 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1714.17-00-1107 0318561

Property Details

APN / Parcel Number

Primary APN1714.17-00-1107 0318561
Alternative APN
  • 0318561

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,880 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area16,988 sqft (0.389 acres)
PorchPorch
Porch Area140 sqft
Deck Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0318561
Street Address704 E LANE ST
CityRALEIGH
StateNC
Zip27601-1148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionLO15 COOKE ST PROJ-ASSEMBLAG 1 BM2004-00417
Legal Township01
Legal SubdivisionCOOKE STREET PROJECT ASSEMBLAG
Legal Lot Number15
JurisdictionWAKE NC
Township / Civil DivisionRALEIGH
Census Block Group3
Census Block3009
Census Tract50600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakwood Historic District
listed 1974 · 237 contributing resources · NRIS 74001380

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address704 E LANE ST, RALEIGH, NC 27601-1148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 26, 2021Warranty Deed, Transfer · Conventional with PMI
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number0184711667
Deed Book / Page18471 / 1667
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address704 E LANE ST, RALEIGH, NC 27601-1148
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number018675/255
DateAug 31, 2021
Book Page18675/255
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Address10000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateApr 26, 2021
Property Address704 E LANE ST, RALEIGH, NC 27601-1148
Document Number184711667
Book / Page018471 / 001667
Instrument DateApr 3, 2021
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,082.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 E LANE ST RALEIGH NC 276011148, RALEIGH, NC 27601-1148

Mortgage

Document Number184711670
DateApr 26, 2021
Book Page018471/001670
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 25, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,349.00$488,975 Land $225,000 Building $263,975$488,975 Land $225,000 Building $263,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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