DeKalb County property record for 704 E King St, Garrett, IN 46738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,062 sqft · built 1920 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,300 (Jul 2025) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Mar 2011 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-03-130-012.000-013 |
| Primary APN | 17-09-03-130-012.000-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 140 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 260903130012 |
|---|---|
| Street Address | 704 E KING ST |
| City | GARRETT |
| State | IN |
| Zip | 46738-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEY 2ND ADD LOT 16 BLOCK 88 |
| Legal Subdivision | KEYSERS 2ND ADDITION |
| Legal Block | 88 |
| Legal Lot Number | 16 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | KEYSER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20602 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GARRET STATE BANK |
| Mar 24, 2011 | Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK |
| Jul 30, 2025 | Corporation Deed, Subdivision Related Transfer · USDA Mortgage VAN DYK MORTGAGE CORP |
| May 2, 2025 | Warranty Deed, Transfer |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 27, 2013 | Warranty Deed, Transfer · Conventional Mortgage GARRET STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | May 2, 2025 · Amount on Record |
| Deed Document Number | 20253745 |
| Prior Transfer Date | Jun 8, 2010 |
| Prior Transfer Doc | 0201002788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201700363 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 201700363 |
| Name | GARRET STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201101596 |
|---|---|
| Date | Mar 24, 2011 |
| Instrument | 201101596 |
| Name | THE GARRETT STATE BANK |
|---|---|
| Address | GARRETT, IN 46738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jul 30, 2025 |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0202503745 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 202503745 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0202503746 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 202503746 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | May 2, 2025 |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0202502033 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 202502033 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11729 PENNET RUN, FORT WAYNE, IN 46845-2123 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Aug 29, 2019 |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0201904118 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 201904118 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | CENTURION LAND TITLE INC, CENTURION LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0201904119 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 201904119 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Dec 27, 2013 |
| Property Address | 704 E KING ST, GARRETT, IN 46738-1611 |
| Document Number | 0201307501 |
| Instrument Date | Dec 20, 2013 |
| Instrument | 201307501 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201307502 |
|---|---|
| Date | Dec 27, 2013 |
| Instrument | 201307502 |
| Name | GARRET STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Keyser Township |
| Municipality | Garrett City |
| Unified School District | Garrett-Keyser-Butler Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+9.84%) | $231,000 (+16.67%) Land $19,900 Building $211,100 | $231,000 (+16.67%) Land $19,900 Building $211,100 |
| 2024 | $1,748.00 (+20.8%) | $198,000 (+11.93%) Land $17,300 Building $180,700 | $198,000 (+11.93%) Land $17,300 Building $180,700 |
| 2023 | $1,447.00 (-12.83%) | $176,900 (+17%) Land $15,100 Building $161,800 | $176,900 (+17%) Land $15,100 Building $161,800 |
| 2022 | $1,660.00 | $151,200 Land $12,400 Building $138,800 | $151,200 Land $12,400 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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