Effingham County property record for 704 E Jefferson Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1923 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2023) |
| Tax Bill | $1,502 (2022) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-027-032 |
| Primary APN | 03-16-027-032 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Base Area |
| Basement Area | 988 sqft |
| Year Built | Built 1923 |
|---|---|
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 704 E JEFFERSON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 23 SURVEYOR'S ADD A 3500/179 2799/83 1879/120 1708/213 |
| Legal Subdivision | SURVEYOR'S ADDITION |
| Legal Block | 23 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-027-032
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 202323000718 |
| Deed Book / Page | 3843 / 215 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Mar 06, 2023 |
| Property Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Document Number | 003843/215 |
| Book / Page | 3843 / 215 |
| Instrument Date | Jan 06, 2023 |
| Instrument | 202323000718 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | AT TITLE, ACT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Document Number | 202323000719 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 202323000719 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate | 6% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 30, 2019 |
| Property Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Document Number | 3500/179 |
| Book / Page | 3500 / 179 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 201901903912 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Document Number | 201901903913 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 201901903913 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 704 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3448/107 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 3448/107 |
| Instrument | 201901900583 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $1,502.00 Homeowner's exemption | $28,990 Land $7,620 Building $21,370 | $86,970 Land $22,860 Building $64,110 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Consolidated Communications DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EFFINGHAM serves 12,252 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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