704 E Hill Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 704 E Hill Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,948 sqft · built 1995
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2026)
Tax Bill	$7,443 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2026 Sale & Mortgage
APN	`032400 067.03-1-5`

Property Details

APN / Parcel Number

Primary APN	`032400 067.03-1-5`
Alternative APNs	`240006700300010050000000` `24024700400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	193,842 sqft (4.45 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	774 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24024700400
Street Address	704 E HILL RD
City	BINGHAMTON
State	NY
Zip	13901-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00200025S40000000000
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	1
Census Block	1019
Census Tract	12101

Owner

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BROOK AVE, BINGHAMTON, NY 13901-5540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Feb 19, 2026	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 24, 2010 · Amount on Record
Deed Document Number	20265978
Deed Book / Page	2818 / 144
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	704 EAST HILL RD, BINGHAMTON, NY 13901-5212
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E HILL RD, BINGHAMTON, NY 13901-5212

Mortgage

Document Number	04172/1147
Date	Jun 14, 2024
Book Page	4172/1147
Instrument	202400013884

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Feb 19, 2026
Property Address	704 EAST HILL RD, BINGHAMTON, NY 13901-5212
Document Number	0D2818/144
Book / Page	D2818 / 144
Instrument Date	Feb 17, 2026
Instrument	202600005978
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 EAST HILL RD, BINGHAMTON, NY 13901-5212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BROOK AVE, BINGHAMTON, NY 13901-5540

Mortgage

Document Number	202600005979
Date	Feb 19, 2026
Instrument	202600005979

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,443.00 (+1.56%) Homeowner's exemption
2025	$7,329.00 (+4.83%) Homeowner's exemption	$134,900 (-) Land $18,500 Building $116,400	$314,500 (+18.43%) Land $43,130 Building $271,370
2024	$6,991.00
2023		$134,900 Land $18,500 Building $116,400	$265,551 Land $36,417 Building $229,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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