704 E Harbor Cir, Grand Junction, CO 81505 Property Records

Mesa County property record for 704 E Harbor Cir, Grand Junction, CO 81505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1994
Lot Size	0.137 acres (5,949 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2022)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2701-334-14-010`

Property Details

APN / Parcel Number

Primary APN	`2701-334-14-010`
Alternative APN	`R018282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,949 sqft (0.137 acres)
Garage Type	Attached
Garage Area	464 sqft
Porch	Stoop
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R018282
Street Address	704 E HARBOR CIR
City	GRAND JUNCTION
State	CO
Zip	81505-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 10 BLK 1 THE COVE AT FOUNTAINHEAD A REPLAT OF A PTN OF THE REPLAT OF FOUNTAINHEAD SUB EXC LOT 1 BLK 3 SEC 33 1N 1W & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNTAINHEAD & ANY REPLAT THEREOF & AN UND INT IN ALL OPEN SPACE IN THE COVE AT FOUNT
Legal Range	001
Legal Township	01N
Legal Section	33
Legal Subdivision	THE COVE AT FOUNTAINHEAD
Legal Block	1
Legal Lot Number	10
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	2
Census Block	2019
Census Tract	900

Owner

Source: Mesa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E HARBOR CIR, GRAND JUNCTION, CO 81505-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Apr 6, 2022	Personal Representative Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	20223026345
Prior Transfer Date	Nov 12, 2008
Prior Transfer Doc	0002470121
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	704 E HARBOR CIR, GRAND JUNCTION, CO 81505-9663
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003051874
Date	Dec 19, 2022
Instrument	3051874

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MESA CO
Recording Date	Apr 6, 2022
Property Address	704 E HARBOR CIR, GRAND JUNCTION, CO 81505-9663
Document Number	0003026345
Instrument Date	Mar 25, 2022
Instrument	3026345
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2554 I RD, 2554, GRAND JUNCTION, CO 81505-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E HARBOR CIR, GRAND JUNCTION, CO 81505-9663

Mortgage

Document Number	0003026346
Date	Apr 6, 2022
Instrument	3026346

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+15.57%)	$24,090 (+13.52%) Land $6,130 Building $17,960	$385,380 (+21.66%) Land $98,000 Building $287,380
2024	$1,509.00 (+0.6%)	$21,220 (-) Land $5,420 Building $15,800
2023	$1,500.00 (+19.24%)	$21,220 (+21.53%) Land $5,420 Building $15,800	$316,760 (+26.04%) Land $80,950 Building $235,810
2022	$1,258.00	$17,460 Land $5,210 Building $12,250
2021			$251,310 Land $75,000 Building $176,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Clearnetworx, Verizon.

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