704 E Cary St, Papillion, NE 68046 Property Records

Sarpy County property record for 704 E Cary St, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,697 sqft · built 1983
Lot Size	0.189 acres (8,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Jun 2003)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010960732`

Property Details

APN / Parcel Number

Primary APN	`010960732`
Alternative APNs	`607322959230400570000089` `13372746`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,697 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	1,220 sqft
Basement Area	584 sqft
Finished Basement	430 sqft
Unfinished Basement	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Tri-Level
Roof Material	Composition Shingle
Lot Area	8,249 sqft (0.189 acres)
Lot Dimensions	113 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	473 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	50 sqft
Deck Area	168 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	13372746
Street Address	704 E CARY ST
City	PAPILLION
State	NE
Zip	68046-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	89
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	5
Census Block	5011
Census Tract	10617

Owner

Source: Sarpy County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 E CARY ST, PAPILLION, NE 68046-6017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage REGENT FINANCIAL GROUP INC
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2003 · Amount on Record
Deed Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	200335592
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Recording Date	May 12, 2026
Property Address	704 E CARY ST, PAPILLION, NE 68046-6017
Document Number	0000010685
Instrument Date	May 6, 2026
Instrument	202610685
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	704 E CARY ST, PAPILLION, NE 68046-6017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010685,
Date	May 12, 2026
Instrument	202610685

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	704 E CARY ST, PAPILLION, NE 68046-6017
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	MIDWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008543
Date	Mar 5, 2021
Instrument	2021-08543

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	704 E CARY ST, PAPILLION, NE 68046-6017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008687
Date	Apr 7, 2020
Instrument	2020-08687

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,776.00 (+4.65%)	$327,692 (+15.43%) Land $52,000 Building $275,692	$327,692 (+15.43%) Land $52,000 Building $275,692
2024	$4,564.00 (-14.61%)
2023	$5,345.00 (+6.35%)	$283,893 Land $48,000 Building $235,893	$283,893 Land $48,000 Building $235,893
2022	$5,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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