704 E Canal Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 704 E Canal Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 1921
Lot Size	0.23 acres (10,043 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2018)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-112-017`

Property Details

APN / Parcel Number

Primary APN	`21-12-112-017`
Alternative APN	`18-12-110-016`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,150 sqft Total Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	10,043 sqft (0.23 acres)

Location & Zoning

Street Address	704 E CANAL AVE
City	OTTAWA
State	IL
Zip	61350-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA CENTER ADD, LTS 5 & 6 BLK 15 SEC 12-33-3
Legal Range	03
Legal Township	33
Legal Section	12
Legal Subdivision	OTTAWA CENTER
Legal Block	15
Legal Lot Number	5-6
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1006
Census Tract	962700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 E CANAL AVE, OTTAWA, IL 61350-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
May 8, 2018	Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	20185438
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	704 E CANAL AVE, OTTAWA, IL 61350-2400
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102787
Date	Feb 23, 2021
Instrument	2021-02787

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	May 8, 2018
Property Address	704 E CANAL AVE, OTTAWA, IL 61350-2400
Document Number	201805438
Instrument Date	May 8, 2018
Instrument	201805438
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E CANAL AVE, OTTAWA, IL 61350-2400

Mortgage

Document Number	201805439
Date	May 8, 2018
Instrument	201805439

Lender

Name	OLD SECOND NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+7.48%)	$44,119 (+23.3%) Land $10,197 Building $33,922	$132,357 (+23.3%) Land $30,591 Building $101,766
2024	$4,117.00
2023		$35,781 (+10.18%) Land $8,270 Building $27,511	$107,343 (+10.18%) Land $24,810 Building $82,533
2022		$32,475 Land $4,914 Building $27,561	$97,425 Land $14,742 Building $82,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	118 (1979–2013)
Claims Outside the SFHA	15 of 118
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 30 claims Severe Storms & Flooding, Mar 1985 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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