704 E Benham St, Tolono, IL 61880 Property Records

Champaign County property record for 704 E Benham St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,552 sqft · built 1994
Lot Size	0.277 acres (12,057 sqft)
Owner	2 Company Names on Record
Last Sale	$105,500 (Jan 2003)
Tax Bill	$3,449 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-25-379-015`

Property Details

APN / Parcel Number

Primary APN	`29-26-25-379-015`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,552 sqft
Basement Area	1,552 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	12,057 sqft (0.277 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 E BENHAM ST
City	TOLONO
State	IL
Zip	61880-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17, 18 BLOCK 56 LARMON AND MARSHALLS ADD AND OTHER LAND
Legal Range	08E
Legal Township	18N
Legal Section	25
Legal Subdivision	LARMON AND MARSHALLS ADD
Legal Block	56
Legal Lot Number	17,18
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	3
Census Block	3039
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	704 E BENHAM ST, TOLONO, IL 61880-9592
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage BUSEY BANK
Dec 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2003 · Amount on Record
Deed Sale	Jan 27, 2003 · Amount on Record
Deed Document Number	20034064
Last Transfer Date	Dec 27, 2024
Transfer Doc	0000000435
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 15, 2023
Property Address	704 E BENHAM ST, TOLONO, IL 61880-9592
Document Number	0000003123
Map Reference	MB P PG 582
Instrument Date	Feb 28, 2023
Instrument	2023R03123
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E BENHAM ST, TOLONO, IL 61880-9592

Mortgage

Document Number	0000003124
Date	Mar 15, 2023
Instrument	2023R03124

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	Other
Max Rate	11%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 E BENHAM ST, TOLONO, IL 61880-9592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022242
Date	Dec 31, 2018
Instrument	2018R22242

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	704 E BENHAM ST, TOLONO, IL 61880-9592
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018645
Date	Nov 5, 2019
Instrument	2019R18645

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,810 (+28.67%) Land $11,980 Building $55,830	$203,430 (+28.67%) Land $35,940 Building $167,490
2024	$3,449.00 (+13.12%)
2022	$3,049.00 Homeowner's exemption	$52,700 Land $9,560 Building $43,140	$158,100 Land $28,680 Building $129,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Watch TV.

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