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704 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 704 Duval St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,386 sqft · built 1994
Lot Size0.024 acres (1,036 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Jun 2011)
Tax Bill$6,732 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN00015970-000100

Property Details

APN / Parcel Number

Primary APN00015970-000100
Alternative APNs
  • 01010100015970000100
  • 8862296

Interior

Units2 Units
Stories2 Stories
Building Area1,386 sqft Gross Area
1st Floor Area1,386 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood Siding
Construction TypeWood
Fire ResistanceFireproof Reinforced Concrete
Roof MaterialAsphalt
Lot Area1,036 sqft (0.024 acres)
Lot Dimensions39 ft deep x 26 ft wide
PorchOpen Porch
Porch Area154 sqft

Location & Zoning

Account Number8862296
Street Address704 DUVAL ST
CityKEY WEST
StateFL
Zip33040-7404
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeHRCC1
Legal DescriptionKW PT LOT 1 SQR 3 TR 4 OR1339-809/10 OR1505-70/72 OR2522-2253/55
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 03 TR 04
Legal Tract4
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1005
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address67 N FEDERAL HWY, DANIA, FL 33004-2801
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Mar 10, 2017Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2011 · Amount on Record
Deed SaleJun 23, 2011 · Amount on Record
Prior SaleMar 1, 1998 · Amount on Record
Deed Document Number20111840915
Deed Book / Page2522 / 2253
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address704 DUVAL ST, KEY WEST, FL 33040-7404
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 E DANIA BEACH BLVD, DANIA BEACH, FL 33004-3056

Mortgage

Document Number0031622290
DateMar 23, 2022
Book Page3162/2290
Instrument2367284
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term112 Months
DueJul 28, 2031

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address704 DUVAL ST, KEY WEST, FL 33040-7404
Document Number0028441386
Book / Page002844 / 001386
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1210 STIRLING RD #7B DANIA FL 330043536, 7B, DANIA, FL 33004-3536

Mortgage

Document Number0028441386
DateMar 20, 2017
Book Page002844/001386
Instrument2115016
Lender
NameCENTERSTATE BK/FL
TypeBank
Address901 E LAS OLAS BLVD # 103, FORT LAUDERDALE, FL 33301-2320
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,732.00 (+17.51%)$1,021,362 (+26.05%) Land $877,492 Building $143,870$1,021,362 (+26.05%) Land $877,492 Building $143,870
2024$5,729.00 (+3.86%)
2023$5,516.00 (+5.23%)$810,262 (-0.71%) Land $689,458 Building $120,804$810,262 (-0.71%) Land $689,458 Building $120,804
2022$5,242.00$816,091 Land $689,458 Building $126,633$816,091 Land $689,458 Building $126,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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