704 Division St NE, Mandan, ND 58554 Property Records

Morton County property record for 704 Division St NE, Mandan, ND 58554

Property Summary

Property Type	Single Family Home
Lot Size	0.016 acres (707 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,566 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2007 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`65-0807860`

Property Details

APN / Parcel Number

Primary APN	`65-0807860`

Exterior

Lot Area	707 sqft (0.016 acres)

Location & Zoning

Street Address	704 DIVISION ST NE
City	MANDAN
State	ND
Zip	58554-2158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ETZ
Legal Description	TWN: 0 SCT: 0 RNG: 0 SUB: 498 BLK: 1 LOT: 1 (LESS E 6')& 706.66 SQ FT FROM LOT 7 -9530
Legal Subdivision	DIANES 7TH
Legal Block	1
Legal Lot Number	1
Jurisdiction	MORTON ND
Township / Civil Division	MANDAN
Census Block Group	1
Census Block	1008
Census Tract	20100

Owner

704 Division St NE is owned and occupied by two individuals who acquired it in December 2024.

Source: Morton County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Mar 6, 2007	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Feb 14, 2005	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Feb 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Dec 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Oct 27, 2015	Deed of Trust, Mortgage · Commercial Mortgage STARION FINANCIAL
Dec 18, 2024	Transfer on Death Deed, Transfer
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2024
Transfer Doc	0000522810
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000503339
Date	May 19, 2021
Instrument	503339

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MANDAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407158
Date	Mar 6, 2007
Instrument	407158

Lender

Name	CAPITAL CU
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MANDAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393353
Date	Feb 14, 2005
Instrument	393353

Lender

Name	CAPITAL CU
Type	Non-Lending Institution
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MANDAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400118
Date	Feb 9, 2006
Instrument	400118

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2036

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438503
Date	Dec 19, 2011
Instrument	438503

Lender

Name	GATE CITY BANK
Address	FARGO, ND 58108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2042

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000467730
Date	Oct 27, 2015
Instrument	467730

Lender

Name	STARION FINANCIAL
Type	Bank
Address	MANDAN, ND 58554

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORTON ND
Recording Date	Dec 18, 2024
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Document Number	0000522810
Instrument Date	Dec 3, 2024
Instrument	522810
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 FIELDS CT SE, MANDAN, ND 58554-8534

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	704 DIVISION ST NE, MANDAN, ND 58554-2158
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	503339
Date	May 19, 2021
Instrument	503339

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 704 Division St NE was $2,566 with exemptions applied.

Source: Morton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Morton County
Municipality	Mandan City
Unified School District	Mandan Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,700 (-6.91%)	$401,400 (-6.91%)
2025	$2,566.00	$215,600	$431,200
2023	$3,058.00 Homeowner's exemption Veteran's exemption	$172,000	$344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Division St NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Division St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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