704 Dickens Dr, Waco, TX 76710 Property Records

McLennan County property record for 704 Dickens Dr, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1963
Lot Size	0.17 acres (7,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,800 (Dec 2024)
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-043806-003900-2`

Property Details

APN / Parcel Number

Primary APN	`48-043806-003900-2`
Alternative APNs	`4804380600390020111` `196923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,399 sqft (0.17 acres)
Lot Dimensions	109 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	456 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	704 DICKENS DR
City	WACO
State	TX
Zip	76710-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WESTMINSTER LOT 13 BLOCK C ACRES .1699
Legal Subdivision	WESTMINSTER
Legal Block	C
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1009
Census Tract	2302

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	236 RABBIT HL, LORENA, TX 76655-3077
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jan 20, 2021	Deed of Trust, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	202446596
Prior Transfer Date	Aug 27, 2013
Prior Transfer Doc	0000031257
Record Updated	Oct 29, 2026

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 27, 2024
Property Address	704 DICKENS DR, WACO, TX 76710-5706
Document Number	0000046596
Map Reference	VOL 906 PG 81
Instrument Date	Dec 27, 2024
Instrument	2024046596
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RABBIT HL, LORENA, TX 76655-3077

Mortgage

Document Number	0000046597
Date	Dec 27, 2024
Instrument	2024046597

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	704 DICKENS DR, WACO, TX 76710-5706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026921
Date	Jul 31, 2018
Instrument	2018026921

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	704 DICKENS DR, WACO, TX 76710-5706
Document Number	0000003118
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12564 CHAPEL RD LORENA TX 766553008, LORENA, TX 76655-3008

Mortgage

Document Number	0000003118
Date	Jan 26, 2021
Instrument	3118

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $25,450 Building $149,550	$175,000 (-) Land $25,450 Building $149,550
2025	$3,934.00 (-7.41%)	$175,000 (+2.94%) Land $25,450 Building $149,550	$175,000 (+2.94%) Land $25,450 Building $149,550
2024	$4,249.00 (+11.49%)
2023		$170,000 Land $25,450 Building $144,550	$170,000 Land $25,450 Building $144,550
2022	$3,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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