Durham County property record for 704 Derby Ct, Durham, NC 27707
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,845 sqft · built 2012 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2020) |
| Tax Bill | $6,212 (2026) |
| Deeds & Mortgages | Feb 2021 Transfer Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0810-22-3394 |
| Primary APN | 0810-22-3394 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,845 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 704 DERBY CT |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-6347 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-M(D) |
| Legal Description | WINDSOR CMNS TWNHMS/LT#47 MODEL-RICHMOND/END PL:000178-000304 |
| Legal Subdivision | WINDSOR CMNS |
| Legal Lot Number | 47 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2031 |
704 Derby Ct, a townhouse, is owned by two individuals who bought it in December 2020.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8037 E SPIRIT COVE DR, DULUTH, MN 55807-3003 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Intrafamily Transfer, Transfer |
| Dec 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on File |
| Deed Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 202057886 |
| Deed Book / Page | 9184 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Feb 24, 2021 |
| Property Address | 704 DERBY CT, DURHAM, NC 27707-6347 |
| Document Number | 0092410121 |
| Book / Page | 9241 / 121 |
| Map Reference | MB 178 PG 304,307&31 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021009070 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8037 E SPIRIT COVE DR, DULUTH, MN 55807-3003 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 30, 2020 |
| Property Address | 704 DERBY CT, DURHAM, NC 27707-6347 |
| Document Number | 0091840254 |
| Book / Page | 9184 / 254 |
| Map Reference | MB 178 PG 304&307 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2020057886 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 704 DERBY CT, DURHAM, NC 27707-6347 |
| Document Number | 2020057887 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020057887 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 704 Derby Ct was $6,212, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,212.00 (+2.53%) | $611,254 (-) Land $140,000 Building $471,254 | $611,254 (-) Land $140,000 Building $471,254 |
| 2025 | $6,059.00 | $611,254 Land $140,000 Building $471,254 | $611,254 Land $140,000 Building $471,254 |
| 2023 | $5,401.00 (+2.35%) | $412,361 Land $100,000 Building $312,361 | $412,361 Land $100,000 Building $312,361 |
| 2022 | $5,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Derby Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Derby Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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